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Closed MBNA Loan transferred to Moorgate
I had a loan with MBNA that ended with its final payment on 16th December 2011. I have a letter from them stating that this is the case. This account was never in arrears - every payment was made on time by Direct Debit. In the past couple of days I have received a further letter from them saying that a portfolio of MBNA…
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Law Practice Course, Me & £12K by Sept 2012
I have a project and its to raise at least £12K by September of this year topay for my LPC in London. I am doing it over 2 years at weekend so when I go toLondon, from Northern Ireland, I shall be seeking a full time job etc. I knowall of you are raising an eyebrow about now, especially when I stage my age of38 but I…
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Help with Natwest Loan
I've got Natwest loan. I would like to take a payment holiday to allow me to pay off other debts that have a higher interest rate but Natwest don't offer payment holidays. What other options do I have. What happens if I miss one or two loan repayments with Natwest.
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Payday loan - proof of residence
Hi There, I was wondering if anyone could give me some advice. I recently spoke to a debt collection agency regarding a debt that a member of my family had run up, as the debt collection letter had been sent to my parents house, even though the person with the debt doesn't and has never lived at that address. Anyway, the…
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do any major banks provide guarantor loans?
can the moderators remove this thread now. it would appear my question is totally ridiculous.
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Loans Paperwork
My daughter is getting divorced as she has found that her husband who works in a bank has added tens of thousands of pounds to her mortgage unbeknown to her. She never questioned his requests to sign paperwork for what she was told were insurances or change of account details as far as staff plans go. She loved him to bits…
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MSE News: OFT to investigate payday loan market
This is the discussion thread for the following MSE News Story: "The controversial payday lending market will fall under the microscope of an Office of Fair Trading investigation ..." Read the full story: OFT to investigate payday loan market
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statute barred, but now saying i made a payment
I have had recent letters (and phone calls) from Link financial recovery about a debt with abbey national (santander). the debt is statute barred (well over 7 years). i wrote to them to point this out. they wrote back saying i made a small one-off payment in 2007. there is no way i (or anyone) made this payment as I was…
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Quidco offering £55 cashback for PaydayUK - worth it?
Hi all, Just seen that quidco are offering £55 cashback for a loan from PaydayUK. From looking at the details of the deal, I can't see a minimum loan amount to get the cashback. PaydayUK's minimum is £80, which they charge £23.20 for... by my calculations, this is a profit of £31.80! Worth a shot in taking some money back…
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payday loan company trouble
Hi everyone, im posting in the hope that i can get some advise/past experience from people here, I took out a loan with wonga.com to help with a holiday me and my partner were going on, shortly after our return (and the repayment date) we split up and he moved out. I paid back the loan, but due to no longer sharing rent…
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Credit Report - What does this mean?
Hi guys, Discovered some late payments on my credit file. It was down to my phone contract with orange, and was completely unaware that i was paying late due to an error on the orange website. I fought the decision, and after quite a while got this response - I have reviewed your account and can confirm that the late…
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Are payments always fixed?
I was on my credit file looking at details of old agreements (bored and curious) and found one that confused me. It was a secured loan with Halifax (who also did our mortgage) at £105pm over 120 months. I thought it seemed low because I thought the loan was for £10,000. I rang, and it was actually £10,199 (they'd included…
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Student finance help?
I am a undergraduate going to university in september 2012. I am loaning the tuition fees (£8, 500) and part of my living costs (part is a grant.) After applying for this a family member has offered to give me £5, 000 to help with my studies. Do I have to declare this to student finance? Also, is it better to take this off…
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Is interest still charged on cancelled loan?
i yesteday borrowed 400 from a online company and my oh moaned so i called today to cancel the agreement and pay the 400 back but was told i also have to pay the interest?? in the end they halved the interest to £36 but seriously are they in the right to do this?
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Provident loan
A letters arrived from Provident Loans, it's a credit agreement for a loan. The agreement is the right address but the wrong name have anyone else had dealing with Provident Loans with this because I seem to be going round and round in circles with them! Different advisers are saying different things some saying its…
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Loan to clear two credit cards
Change of circumstances means I have two credit cards totalling £5300 (£3300 of that is on a 0% card until early 2013). I have reduced my monthly outgoings as far as I can and then a little bit more and sold a few bits and bobs. I think I need to get a loan to cover the above money, IF Zopla accepted me over 60 months it…
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Loan to pay off car finance
Hi All, Looking to get a loan to pay off my car finance, just wanting a bit of advice if its worth it ( i think its a no brainer ) Car finance, settlement figure is 5k, currently paying £186 a month, 36 months to run on it = £6696 if i keep paying. Loan £5000 for 2 years at 8.9% = monthly pmt of £228.19 total paid back…
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Income and outgoings on application
I'm about to apply for a £20 - £25 k loan from Nationwide,they advertise it at 8%. On filling in the form they ask for my mortgage payments, I have 3 rental properties and my own home so 3 buy to lets and a repayment. The 3 rental incomes I get cover all 4 mortgages with a windfall of £296 per month, so in essence I don't…
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PLFinder
Has anyone ever dealt with this company?
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Natwest Overdraft
Hi there money savers, Firstly I would like to say sorry if this post is in the wrong place. It concerns an overdraft so I guess it could be classed as a loan. Heres my story, I have a Natwest basic account which does not have an overdraft facility. After being told that the account is changing and I will only be able to…
