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The Invisible Loan!
Hi, Here's one to exercise your brainbox. I took a loan out with Barclaycard about four years ago and have been paying by direct debit ever since. It struck me a couple of days ago that I haven't received any statements from them for a good while, probably a couple of years. I can't remember the exact date I started the…
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Loan Help
Looking to get a loan but don't have the best credit history any companies out there that will help that somebody could recommend? any help would be appreciated thanks
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Loan Advice
My GF is wanting a loan of around 4500 - 5000 to clear her 3 CCs. I would say she has an average or maybe slightly below average credit rating. Which companies is she best trying with?:j She is employed but on maternity until May but pays her bills on time every month so should help. Any advice appreicated before I apply…
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FINANCE LIMITED Company number: 03065024
Zebra finance have settle my loan and they where only authorised to take a monthly payment from my card The situation is that I spoke to Elliott Barlow Operation Director on the 23rd December in order to make a payment of £60.85 on my Season book loan. For whatever reason the sum of £307.92 was taken without authorization.…
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Is it easy to refinance a loan to get a lower interest rate
Hi all I have a loan that was for 13000 over 5 years. Although I have quite a high income and a good credit history, because I needed the money quickly I didn't shop around. This means I accepted an interest rate of something like 12 percent. A friend of mine who actually has considerably lower income is has a loan for a…
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Unable to pay loan this month-what to do??
Hi I'm looking for some advice.... Due to husband being made redundant last year, things have been very tight money wise. This month we've been unable to pay our loan repayment, and I'm not sure what to about it? This is the first time it's happened, but we're up to our limit on our credit card and overdraft so we're…
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Loan settlement
My partner owes £4,244.76 on a loan with Santander. He is paying £353.73 for 12 months with an interest rate of 12.9%. Is there a cheaper way to settle it?
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loan - refused
Hi I need some advice please I have always been accepted for cards and loans and have recently got married and changed my name I have done it with the electoral role and credit agencies – i have been accepted for a mortgage in my new name however i jut went to apply for a loan and have been refused – should I revert back…
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Abbeyloan help
hi guys, please help me. I have an Abbeyloan as well as credit cards from IF, Barclaycard and Nationwide. The abbeyloan was always my priority as it is a really low interest rate of 6.9% and as my mortgage with them too, I wanted somehow to protect my name with Santander. However, I approached them for money advice as…
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how to pay off finance when selling bike?
Hi I know there will be an answer because it must happen all the time I just can't think what it is! My friend wants to sell his bike which is on finance (with black horse). He can't sell the bike until its paid for, he can't pay for it until its sold. He's found someone who wants to buy it for £2900. The finance is £3200.…
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I have not been paying my student loan
I have been working over the last 3 years and my wage a steadily increased over the period from 18K to 26K per year. During this period my student loan has not been deducted from my account and I'm now growing more worried that I'm facing a massive re-payment. I understand that it should have been followed up by myself,…
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Lloyds TSB Overpayments Online
Hi, I have decided that I would like to start overpaying my Lloyds TSB loan so that I can reduce the interest that I am paying on it however when I tried to set up an online payment from my Lloyds account (using a/c no. and sort code that I found on this website) it says that I can't add a Lloyds TSB Loan account as…
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What are my loan options?
I have a lot outstanding balances on credit cards and (unfortunately) a pay day loan. I want to get a loan to get rid of the payday and some expensive cards. I have a good salary but no bank will lend me because of my poor credit & outstanding debts. What options do I have? Is there a reliable company who will consider…
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Maximum amount for Consumer Credit Regs
Hi There was a limit of £25k for finance to be regulated under Consumer Credit laws and regs. Am I right in saying that this was removed? I am particularly thinking of voluntary termination rights (after 50% has been paid) when the total amount payable is around £30k.
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Which loan?
Hi I am in full time employment and have just £7400 left to pay on my mortgage I'm looking to get my daughter a cheapish car (3000 + years insurance) as she has just passed her driving test I'm with the Halifax....would a personal loan be best or add the borrowed amount to my existing mortgage?...or even switch lenders?…
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Need loan ASAP - no job
Hi everyone. I am in a dire situation at the moment, which a loan could completely change. I bought my first house 18 months ago with my ex girlfriend and since May 2010 I have been responsible for all the mortgage (since we split up). In August 2010 I was made redundant and have been searching for a job since - I have a…
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Loan for solar PV system?
Hi all, I'm posting here rather than in the green and ethical forum because my question relates mainly to the loan side of things. Please could you give me some advice on the wisdom (or foolishness!) of my idea. As you may know the high court is going to hear a case on the legality of the government's proposal to cut the…
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Would Unpaid loan affect Citizenship application?
only good advice will be appreciated
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geting a loan
ive been over my overdraft a few times im with hsbc - will this affect me getting an loan...
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Car Hire Purchase Agreement - Help Needed
Hi All, We took out an extortionate 54 month HP agreement on a car with a well known "dark equine" finance company back in October 2008. this was a HIRE PURCHASE AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974. Payments and everything have never been a problem, but now we need a bigger car the one we have isn't worth…
