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cancancarfinance!?!
anyone had any experiences with them just had a txt confirming a showroom viewing and that finance is in place what does that mean its a go or could it still be a no go?
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Loan help
I have a friend who is currently in the process of divorcing his wife. To cut a long story short, she left him with alot of debt, which he agreed to pay. She contacted him shortly after and offered him £4500 to cover some of what she owed him. She has now issued a CCJ against him claiming the money back on the grounds that…
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Tesco Loan agreed in principle..
(I've removed the old text, as clearly it's too long.) Question: Can someone advise on what kind of criteria underwriters work to when making a final decision? Background: Tesco loan for £7.5k accepted in principle, Equifax credit rating "Excellent", £4k of standing debt on three agreements (also have three agreements with…
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Tesco Loan
Hi this may be a silly question, but is it possible (or worthwhile) to take out a loan for more than I need to get a lower APR then use the difference to pay a lump sum off the loan and reduce the monthly payments? I know Tesco have the facility to pay a lump sum on their loans and either reduce the period or monthly…
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Loans for Studying in the USA
Hi Does anyone have any experience or knowledge of where to/how to apply for loans to cover studying in the USA? Thanks in advance!
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payday loans
hi iv gt 5 payday loans all due to come out on friday problem is my wage goes in friday so not enough time to set up a new account to stop these coming out any help someone
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Car trouble
In jan 09 I bought a car on higher purchase the loan was supplied by bank of Scotland. After 9 months I could no longer afford the repayments so I handed the car back. I was told the car would be sold at auction and I would have to make up any difference. I received a latter not long after saying the car had been auctioned…
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business or improvement???
I have had my business for 10 years and am leasing a premises, have been offered a building for sale at excellent price and was going to bank for business loan. (i've never been in the red, and have paid off house as security) I've been told I would get better rates on loan if I went for a home improvements loan instead.…
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Loan Advice!
Ok, I haven't posted in here much before but I was after a bit of adivce..... I currently have approx 5K of debts over 2 credit cards, and an online catalouge. The interest rates are really high on both cards (Capital One and Vanquis) and at the moment all I'm doing is paying the minimum payment on both of these and the…
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how do I disassociate myself on my credit report please?
Hi, I'm hoping someone can help please. Bit of background, I have a fair amount of debt, ccjs etc from many years ago that I am settling with the help of payplan. But I looked at my credit report on Equifax the other day and besides it not showing all my current debts, it is still saying I have a good 6 or 7 associations…
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Credit file.
Sorry if this is in the wrong place.I receive alerts from Equifax for changes in my credit file,the latest ones are from the electoral roll,it doesn't say why they are looking but it does say annual load,have you any idea why they would be looking or what annual load means?
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Default nearly 6 years old
Hi all I have a default on my credit history that is nearly 6 years old for a higher purchase that was with a company called yes car credit. Now I know that after 6 year the default comes off your report but does/can anything happen regarding the debt? and how likely is it to happen. Or is it just a case of Debt gone? Does…
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doesnt matter delete
delete...........
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Student loan amoun owed error
Hello all.! 1st time poster so if I miss any info please let me know... Basically I started uni in 2008 taking a £3300 tuition fee loan and £2100 in another loan. In jan 09 I decided it wasn't for me and subsequently left, I informed My uni and signed some paperwork agreeing I would pay the first £1572 plus ~£400 for a pro…
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Nationwide BS soft search and personal loans
All, I'd really appreciate some advice, ahead of clicking send on a personal loan application. I am a Nationwide Building Society current account holder and have access to their soft search personal loan quote system. I have a total of around 25k in debt across the board and want to try and consolidate some of that with…
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Advice Required on Credit Card to Loan
Hi Everyone, First time poster here, go gently on me! Having run a small business for some years I, like many others, run in to problems last year. I restructured the business keeping the online only element and using a 3rd party to fulfill all orders. This leaves me with low turnover but practically zero overhead. This…
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sms scam ?
Hi has anyone recieved a sms from a company called speed-e-loans . message says Your security code is ---- thankyou for using speed-e-loans.com . i have never even heard of this company let alone used them is this some kind of scam ? i found a website for company with same name it is a payday/ short term loan company. i…
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Car Leasing with poor credit history
Hi I am after some advice for my sister , she needs a new car and is looking leasing . Are there any company's that will lease to her with a default on her file ? She is also self employed which doesn't help! Would be grateful for any advice that I can pass on to her. Many thanks
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Welcome Finance help
My mother in-law took out a Welcome Finance loan in 2006 and well she couldnt handle the repayments so stopped her debit card and we never heard anything from them for 2 years later (after they added £2,000 interest) Anyway it got passed onto a Debt collection agency about 10 months ago and she's been paying £50 per month…
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Volkswagen Finance
Hi, Was wondering if anyone could give me any advice/experience with regards to Volkswagen Finance. Both my partner and I are in the market for a new car and went to VW in Milton Keynes at the weekend, we are hoping we can get a really good deal from them for buying 2 brand new cars and will probably, after test drives,…
