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Large cashback on an HSBC loan
Hi all I have been helping my girlfriend get her finances in order. She currently has a 20K loan balance and 3K of it sitting in cash in her current account. My view was that she should pay this back straight away as she doesn't need it and will be paying a fair amount of interest just having it sit there. However, when…
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Univeristy Part-time loan help
Hi all, I am very disappointed as today I finally managed to get through to the Open University to enquire about financial support for taking on a Part-time Science degree, to find out that I don't qualify for any help. I am on a low wage, earning £16,004 pa. My partner is in temporary employment currently, and has been…
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Cattles group loses data of 1.4m customers
Two backup storage tapes have been lost by Cattles Group, containing the data of 1.4 million people, mainly customers of Shopacheck loans. Cattles Group, which runs the Shopacheck loans, said that out of the lost data, some 600,000 people's names, addresses, date of birth and payment history was lost. Another 200,000…
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unsecured loans . net ????????????
hey i was stupid enuff to fall for this scam but fortunately i have not paid the £60 fee yet , however i have agreed to the terms and conditions and have approved them to take the fee this coming wednesday , after looking at all the reviews on this site i am feeling sooo sick and stupid , what options do i have i have…
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Help with car finance
Hi everyone, Just purchased a new car on finance (garage finance) and need a little help on the maths. Please see details below: Total price of car £10,620.00 Less part ex of old car £530.00 Less deposit paid by me £1,140.00 Outstanding balance £8,950.00 The finance agreement is over 60 months (5 yrs) and the APR is 11.9%…
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Payday Express have sent me a credit agreement?
Hi there, I'm normally extremely savvy when it comes to Spam etc but today I received an email I've not seen before from Payday Express thanking me for my payday loan application and it threw me a bit. They state they will pay £160 into my bank account and withdraw £200 on 25th Jan. I have not and would never apply for a…
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Rbs loan - why have they given me a rebate??
Hi guys, wondering if anyone can help me with a query? to TRY and give you the short version: took out a £25000 loan with RBS in july 2005 monthly payments: £400 per month defaulted on the loan in march 2007 - made no payment for 3 months then made reduced payment of £254 per month which was accepted for about 1 year. RBS…
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Loan duration extended without me knowing?????
Hi I have a secured loan with welcome finance, took out in 2008, and I phoned the other day to increase my payments to pay it of faster when I noticed some indiscretions. My loan term is over 120 months/payment, anyway I was told that if I continue on with the agreed payment I would have 91 payment remaining. I have missed…
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Secured Loan Company Recommendations - for poor credit history
Can anybody help please? Would like any recommendations of known companies that are prepared to offer Secured Loans at a reasonable interest rate for homeowner persons with a poor credit history. Also, if anybody knows of any Unsecured Loans offering the same by any company? Thanks guys!
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London Scottish Bank rolling credit?
Hi A long time back I had what was called a rolling credit account with London Scottish(call4cash) it is long paid off but I checked my credit file and the account is still open. I want this closed from my file in case it is affecting my credit score but I cannot find an email address or telephone number to contact them as…
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speed-e-loans - Hilarious adverts!
I came across these by chance, they are rather idiotic! http://www.youtube.com/watch?v=7TEWlfcGrVY&feature=plcp&context=C37c32b9UDOEgsToPDskL02RE53GpTycLe0DSpwKWB A phone smashed when it fell a short distance on a carpet? Which idiot left it there in the first place? Why couldn't you just be honest with her I'm sure she…
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help im bankrupt
hi there, can anyone advise me on how to get a 1000 pound for twelve months. thing is as in the title ive been made bankrupt. i dont want to be paying loads of interest but realise i will be seen as a liability. any aadvice welcome
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Need new car for work, large deposit but still need loan
Hey all, I need to buy a new car pretty urgently as I have a new job that will require me to travel around the country on quite a regular basis. I am looking at a car around 5k, most probably a 07 or 08 honda civic diesel. I am choosing car based on economy, kit, residuals, easy to sell on, VERY reliable and it's not a bad…
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Pay day loans- guess who set them up?
If you know that the people behind payday loans and various other companies like that, are the people that sold people sub prime mortgages, and don't advise them appropriately. I would be very careful with using them.
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Default on Loan Unknowingly
I have a 10 year loan with Tesco bank that I took out in May 2006. I recently checked my bank account and noticed that the direct debit hadn't been taken out for the last 6 months. I phoned tesco who told me that they had changed their sort code and had been trying to contact me about it. Unfortunately the address they had…
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Newbie Loan Advice Please!!! - APR!
Hello fellow moneysavers! I wondered if anyone could offer me some advice about loan APR. My partner and I are looking to take out an unsecured loan for a decent interest rate (as far as they go!) to consolidate absolutely everything we owe, including an outstanding loan he already has. We shopped about, and looked on…
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Unsecured Loan vs Credit card
This a follow up to a post i made a while ago about getting £1500 for a car. I got a new job which i must have a car for. I explored the credit card route, but a lot of car traders, and obviously private sellers. don't accept them. So i'll need hard cash. And From what i can understand you can't actually withdraw money off…
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Pay off loan with Credit Card
Right, I have a loan with BMW in the form of a personal loan which I wish to pay off and put onto a 0% credit card as to stop paying off the huge interest. I phoned up today to do this and they said that I could not use a credit card to pay off the debt, only a debit card. Question is, can they refuse this and if so, is…
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Why can't i get a loan?
Hello, I hope some of you maybe able to give me some tips or explain why i maybe being refused credit. I recently applied for a loan of £11450 from my bank Santander. I have a balance of £3129 left on my current loan but this would have been cleared with part of the new loan. My credit report shows i owe a total of £3940…
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Guarantor to loan asked to pay back
Hi, I hope someone can help me! I signed up to be a guarantor on a loan 6 years ago for £6,000 and have heard nothing from the company in regards to paying it back. Since the loan I have not had contact with the borrower and have no idea where they are. About 6 months ago I had a letter informing me that no repayments had…
