-
Loan for large rennovation
We are hoping to extend our current falling down barn conversion in to existing brick barns and add outbuildings to the property. We bought the house at £347k and have about 65k equity in it, building works will cost £250k and if our other property sells we would need a loan for 150k of that (if it doesn't sell we will…
-
Husbands Loans
My husband has a fifteen thousand pound loan he signed for on our joint account ,he is terminally ill and i am worried i cannot meet payments after his death if loan still running, he says i will not have to pay loan as i did not sign for it and his debts will die with him advice please
-
ccj getting me in trouble
I have a ccj that the courts agreed that I should pay at £40 a month which i did. I later upped it to £100 as i had some spare cash per month and wanted to clear the debt. Problem is....For a debt that started at £5000 2-3 years ago i have paid back £4000 but the debt remains at £4700 with interest etc. I am no longer in a…
-
Excess on Loan
Morning all, new here as a member but frequently look up the great tips and hints on this site. Looking for a bit of advice with my current loan. Today I went to my branch to try renew my loan, add some more pennies to it to get rid of a credit card with fairly high interest. Now I have never missed any payments on my loan…
-
business loan?
Hello, I'm a young (Well, 24) stay at home mum, and have just started up an etsy shop. I've only had it up a couple of weeks and it's doing well already :) I've been considering getting a small loan to help with buying in stock, would this be a good idea? How do I go about it? I already have a barclaycard credit card, with…
-
ccj and losing job
Hi got ccj then they got charging order for Rbs loan owe about 23,000, anyway last time in court 2009 they said 114.00 pm on wage of 1200pm now I'm on 340 pm they likindly lowered It 100.00 they said can't make IT lower. Are they right? It's with Irwin Mitchell some solicitor firm c. I'm struggling to pay for bills and…
-
M&S 6% Loan misleading advertising
I applied for a loan with M&S Money at their advertised rate of 6%, which I felt was favourable. I received a letter today saying I have been accepted but when reading the small print on the contract noticed that it was at 11.4% :eek: I phoned them to ask the reason why and just got told that due to my personal…
-
Lloyds and Interest
Hi may sound like a stupid question but here goes. Last year I lost my job, I was quite well paid and never really thought I'd be out of work for long......How wrong was I! anyway I had two loans and a credit card with the LLoyd plus my bank account which had a £900 overdraft limit, Lloyds did a great job of plundering my…
-
Should I Lend him/Them the money?
My brother was a guarantor for my other brother for a FLM loan. My brother didn't keep up with the payments, and just left it, he promised the my other brother that he would phone them up and sort something out. He didn't do it and today, my brother got a letter informing him he had a CCJ because of it. My brother who…
-
Updated default
I took out a car loan with the infamous Welcome Finance in 2004. I had a lot of problems with it and other matters and defaulted on the loan at the beginning of 2005. The last time I acknowledged the debt or had any contact with the company direct was 6/1/2006 and this is the date that has shown on my credit report since…
-
Loan responsibility
Hi I took out a loan for my now Ex, I have no written agreement he will pay it back and now he's saying it was a gift. What can I do? PC
-
My husband is looking for a short term loan
Hi My husband is waiting to be paid out on his pension,it will be in a very short time and a lot of money. He has no credit and no credit score but we really need £2000 now urgently. Is there anywhere we can obtain such a short term loan,he works full time after leaving the forces. Thanks
-
Need advice about recrediting loan
Hi everyone, was thinking you might have some good advice for me. Lloyds TSB called me in yesterday to talk about some options for my account. These are a run down of my debts; * 2 loanswith them, about £6,000 to pay them off in full - I have been paying £400 a month for a long time. * £5,000 overdraft with me unable to…
-
Advice needed Lloyds TSB loan
I will summarise the main points: I was (and still am) very unwell and had to go on health related benefits 2005. Unfortunately the financial difficulty meant charges on my account, which were unfair and stressful (I sometimes had no money for weeks). My debt with Lloyds TSB meant an 'overdraft' of over £1000 even though I…
-
What to do with £16000?
Hi, My fiancee and I will be getting married this summer and as a present my parents are very generously giving us £16000 for a deposit for a house. However, my fiancee and I both agree that we are not currently in a position to buy a house (in terms of location). My fiancee took out a Professional Loan for £16,500 18…
-
Best loan for buying property?
I can't get a mortgage for buying property overseas. I'm still 19K short. Which is my best loan option? Maybe a loan isn't the way forward? So apart from a foreign mortgage, any other helpful ideas?
-
Eviction Notice
Hi all, I have an eviction notice for a secured loan that is due to complete in Mar 2012. I am in arrears (due to job losses and unemployment). I am going to complete a N244 form and issue to court to go before a judge (again, I have been before a judge 3 times regarding this debt). The debt is nearly paid off ( I was…
-
Payday Loans APR vs £25 per day overdraft charges
Has anyone looked at the MSE news article about this? Am I going mad? They are comparing Payday loans at 5000% APR against Clydesdale Bank at £25 per day fee, even if you are only overdrawn by £1, and saying that APR is 1.77 billion billion......percent. I had to think about this for ages - stay £1 overdrawn for a year and…
-
loans
can you pay off a loan using a 0% balance transfer credit card???
-
MSE News: Scottish Parliament to debate payday loan regulation
This is the discussion thread for the following MSE News Story: "An MSP will today call for the UK government to introduce stricter controls on payday lenders ..." Read the full story: Scottish Parliament to debate payday loan regulation
