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Proportionate liability
Can anyone advise please, my wife and I are separating, the principle reason for this is her cavalier attitude to sensible financial housekeeping. We do have a joint bank loan, where liability is both joint and several. Is it possible that this loan could be rearranged to proportionate liability so I can at last…
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Cahoot Loan :- Is there any reasoning?
I had a loan around 10 years ago from Cahoot. As most people who have heard of cahoot will know, they did the dirty on myself and other customers by first tripling the interest rate on the flexible loan and then closing down the facility so we were unable to withdrawal any money. I phoned up a while back to try and make a…
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Requesting some general advice
I'd like to start by saying thanks in advance for any advice I receive here, I'm a little bit torn as to what to do moving forward so I hope someone can help! Ok firstly a bit of background; *I ran up a ton of debt around 6-7 years ago and due to a marriage breakdown I decided the best thing to do was declare myself…
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need some loan help please! letter says accepted but processed to our lenders .huh!
says fee of 69 pound is needed untill they can process it to there lenders, first time in this field please advise or let me know what this emans regards thanks
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FirstPlus
Hi, I'm new here, so please bear with me. We have a secured loan with FirstPlus, in 2007 i lost my job so could not meet the payments, we eventually got that sorted. However, since then, due to OUR and THEIR c--k ups, we haven't made a payment. They now want the arrears in full, which i can't pay. My wife had made several…
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Help please!
Hi wonder if anyone can give me some advice please! I am a widow in 50s I have my house currently up for sale, trouble is my bills are mounting up as I only receive a small pension from my husbands work. I want to borrow a few thousand pounds to catch up with my bills and be able to live till I can sell my house. where can…
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PPI on a loan help required
I took out a loan in 2007 with PPI, I phoned 2 years ago to cancel the PPI and was told this was not possible as the PPI was payed up front and had already been completed. Made redundant in October, and claimed on PPI no problems each month as I sent required evidence for payment. However CJP no longer supply a form…
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cant get a loan for toffee
i have stupidly good credit rating. i recently bought a car on credit and got top lender with super low apr, i can get mobile contract etc but cant get a loan even from my own bank, i work bring in good income, have other income coming in also, never missed any payment and have more than enough over each month to cover the…
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Old Loan
Hi - I had a loan with Natwest which I paid off approx 5 or 6yrs ago & then shredded the paperwork. Does anyone know if the bank would have a copy so that I can check if I was paying insurance?:o
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Unemployed Loans
I'm trying to get unemployed loans for £900. Can someone tell me a good place to get it. I tired online and ended up with spam.
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PPI Reclaim Advice Needed (Halifax)
Hi Guys, I've thought about trying to reclaim my PPI but can't remember if i was mis sold it. I got a loan in 2007 it was a consolidation loan to pay off a loan i already had and to borrow a bit more. It is with the Halifax and was for 9k over 62 Months. Incrediably i still have the original agreement and T&C's. My…
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Requesting Information-Secured Loan
We have a secured loan taken out with Beneficial Finance a few years ago. Without going into a lot of detail, we believe information in the original application may not have been a true representation of our situation at the time. We want to request a copy of the original loan application and approval. Is there a certain…
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Easy Finance LTD?
I have been offered 5000 over 5 years with a good repayment, but there must be a catch as my credit history is awful. They say they through Elephant Loans, and they are the lender not the broker yet they are asking for £50 admin fee to release the docs? Any info on them please? The money is needed and this is manageable,…
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Incorrect date on First Plus Loan
Hi, I was looking into the details of my First Plus loan as I am away to start seeking a reclaim on the PPI but noticed that they have signed the wrong year on the loan agreement. It was signed January 06 when we took the loan out in January 07. Does anyone know where I stand legally on this and if it will make any…
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Should i get a 7.5% loan?
Hi, im not that great with money so asking what anyone thinks. I worked out im paying around £370 a month, paying of a flexi loan at 18% and some credit cards some of which are on 0% In my wisdom im thinking it might be a good idea to bring monthly cost down and get a £7000 loan at 7.5% which is £255 for 30months. As i…
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Aqua study finance <--- anyone else had problems like me
i hope this is the right place to post this but here goes About 6 years ago i had a bad accident at work i was house bound and wanted to do something with my time so i seen advertised on tv about a learning from home course i phoned them and they said they would send a sales person round to explain the courses and discuss…
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Need advice - Best way to pay for new car?
Hi all, Im new to all of this so please be gentle :) Ok, so i have been driving a wee runaround since i passed my driving test in 2008. The car is now 10 years old and is starting to cost me more than its worth (it has been in the garage every month this year for different reasons, each time costing me upwards of £200) so,…
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Got accepted for a halifax loan but...
Hello, Myself and husband applied for a halifax loan online 2 days ago and then a few hours later had an email advising that we had been accepted for this. We have a few credit cards and overdrafts that we wants to clear and these mount up to £6100 and the interest is so high at £700 a year all together we knew we would be…
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Loan or use my cash?
Hi There, Would appreciate some help. I'm planning to go back to college for a year and need some advice on how to fund the fees. I have savings put away for a deposit on a house and am reluctant to eat into this. Should I take out a loan to pay the fees or should I use my savings? I would rather keep my savings and roll…
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Natwest Overdraft Fees
I have an overdraft fee of £50. Completly forgot about a payment that has come out and now my account is -£80. Natwest charge £6 per working day until my account is again in credit. I get paid on the 26th each month so it wont be until then. This is going to cost me a fair bit of money, is there anything i can do so the…
