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PPI Reclaim Advice Needed (Halifax)
soulheavensu
Posts: 48 Forumite
in Loans
Hi Guys,
I've thought about trying to reclaim my PPI but can't remember if i was mis sold it. I got a loan in 2007 it was a consolidation loan to pay off a loan i already had and to borrow a bit more. It is with the Halifax and was for 9k over 62 Months. Incrediably i still have the original agreement and T&C's. My agreement has a tick box saying "I wish to purchase personal loan payments cover" which i've obvisouly ticked thinking that you have to have this.. The rest of the agreement just states that i'm agreeing to the credit. This was all done by courier so the guy stood there while i read nad signed the documents and gave them back to him on my door step. Would i still be covered to claim. I was naive like many i guess that i had to have PPI as it was what you were always told to do. I've seen the tempplate letters to use just not sure i have a case. The loan i got prior to this was also a loan to pay off a loan.. i only went in for a savings review and walked out with a loan!
I can't believe i ever got a loan and signed the paperwork with a courier on my door step! I would never dream of doing that now!
Any advice on this would be greatly received.
Su
I've thought about trying to reclaim my PPI but can't remember if i was mis sold it. I got a loan in 2007 it was a consolidation loan to pay off a loan i already had and to borrow a bit more. It is with the Halifax and was for 9k over 62 Months. Incrediably i still have the original agreement and T&C's. My agreement has a tick box saying "I wish to purchase personal loan payments cover" which i've obvisouly ticked thinking that you have to have this.. The rest of the agreement just states that i'm agreeing to the credit. This was all done by courier so the guy stood there while i read nad signed the documents and gave them back to him on my door step. Would i still be covered to claim. I was naive like many i guess that i had to have PPI as it was what you were always told to do. I've seen the tempplate letters to use just not sure i have a case. The loan i got prior to this was also a loan to pay off a loan.. i only went in for a savings review and walked out with a loan!
I can't believe i ever got a loan and signed the paperwork with a courier on my door step! I would never dream of doing that now!
Any advice on this would be greatly received.
Su
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