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Loans

Archives for May 2011

What's the cheapest payday loan company ???
I know they all have stupid interest but was wondering if anyone knew which one was the cheapest or which one has a good reputation ? Thanks :)
any good loan
as anyone any idea where i can get a reliable loan company.i have applied on the internet with much regret as i am now inundated with brokers payday loans etc etc mostly wanting fees up front or massive interest rates,wish id found this site sooner:mad:
Car sale and the buyer wants to pay via a finance agent
I've sold car to someone who I've not met yet. They've paid £1000 via a bank transfer as a deposit and that arrived by the following morning of paying. He now asking me to invoice a car financing company called "go performance cars ltd" for the remaining balance and when he collects the car on Friday, he will call this co…
Loan or Playing the Credit Cards
Hi all, what would be the best way to get around £10k cash? Would you go for a loan (3-4 years) or would you try to get it from 0% Credit cards? Re-paying the loan (or overpaying it) would not be an issue, but I am tempted to play the credit cards as I believe the balance transfer charge would be lower than the interest on…
Creation Finance - hpi register
Just a thread to see if i anybody else has had problems with creation finance or other companies offering unsecured car finance. Back in September 2009 i went out to buy a car on finance, at the time i was earning very good money at the time and was assured by work the money would continue to come and the job i was doing…
Repaying a loan goes unrewarded!
Hi Everyone Had to have a whine somewhere. My partner used to bank with Alliance and Leicester and had a personal loan with them for £20K over 48 months, which she finished repaying last year, no late or missed payments and a very good credit profile. She approached the bank again this year for a new loan, but now under…
Unsecuredloancompany.net - A warning from a customer
Hi all, In the interest of sharing and hopefully helping others to avoid this company I thought I would share my experiences with Unsecuredloancompany.net A lady called Colleene from the company contacted me on Friday 13th May (unlucky for me!) and offered me a £10,000 loan over 5 years at repayments of £233 a month. I…
Tesco PF DCA
Hi Can anybody tell me who Tesco Personal Finance use as their DCA?
how to finance buying a car
I'm buying a car in the UK for only the second time as I lived overseas for many years. last time, i decided to pay outright for a second hand one but now need to look at finance. I am confused about the different sort of finance arrangements- monthly payments and then a lumpsum at end and the car is yours as opposed to…
blooming fraudsters
would anyone like to join me in tracking down and nailing these fraudsters/criminals? Beware of Blooming Finace. They operate by offering you a cheap loan. They will send you a contractual agreement from their mail box, note mail box not office in Sunbridge Rd Bradford. However, the next stage is to go to Western Union and…
Loan to pay off PCP?
Originally bought my car under PCP. Seemed like a good idea as I'd planned to change the car every three years and not get tied down. But now am coming to the end of the PCP and I've decided I like the car too much to sell it. Currently have around £11k saved up. I can pay off the balloon payment of £9k without any…
Little credit history
I need a loan of £5000, the problem I have is that I've never had credit before (no card's or anything). Apart from that my credit score is good and I have a regular income. Banks won't give me anything so are there any companies out there that would consider me that are not just scams?
Problems obtaining a personal loan to pay off a couple of payday loans
I have 2 payday loans that I am desparate to pay off. To do this will cost £1000 in total. I have tried a couple of places for a £1000 personal loan, which will provide me with much lower monthly repayments than the deferral fees for the payday loans. However I have been declined on each occasion. According to Experian, my…
Small loan at 18
Hi all, I'm desperate to get a small loan of around £1000 to get a motorbike. I know this sounds like a 'want', but it's a 'need'. I work 20 miles from home and start at 8:30, the only bus I can catch to get to work is at 6:15 in the morning and I don't get back while 7:30 at night, it's a long day and it's killing me, I…
Please Help me :-(
Hello I had a loan with Nationwide me and my partner took it out in May 2009, All was well untill Sep 2010 when my partner left me and moved in with her new man leaving me to pay £70 a month for the loan and £600 a month for out Mortgage. I tried to keep up with the payments and managed it for 2 months, first of all i…
wagedayadvance payday loan
Hi this might sound ridiculous but i took a loan from them for £135 in mid month due to being short after the holiday ..it was £150 but they took £15 for sameday xfer..now on 23rd i emailed them asking if it was okay if i repaid the loan on the due date 31st may from my wifes card...the amount owing was £187 ..so i calls…
Benefits and loans help ?
my driving ban is lifted 3rd june but i have to pay for my medical test and some to the dvla for a new licence....but the jobcentre will not let me have a loan for this because its not a living exspense and i cant get a budgeting loan because i havent been on benefits long enough...the money that i do get from benefits is…
Creation Finance Owe Me Money, Not The Other Way Around! Help!
Hey, I was wondering if any of you guys could offer me some advice on a problem I've had with Creation Finance for over a year now. Last April I tried to order a Dell laptop (~£800) on dell.co.uk in my name (Ryan McDonnell) but the site was bringing up errors in the finance section and the order would not complete. The…
DFS - Blackhorse loan
We bought something from DFS and note from the latest statement there is still a few hundred outstanding. It does state on the letter if you require a settlement figure to phone them. However as this is interest free surely I only need pay off the amount still outstanding on statement or do they normally make a further…
Nemo Cashback loan
Hi Has anyone had experience of Nemo cashback loans? By this I mean the secured loan product where you should get back a proportion - I think it was 50% -of your PPA premiums after 5 years if no claim is made on the insurance and payments are kept up to date. I say "I think" since I long ago lost the only paperwork I have…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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