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Little credit history

I need a loan of £5000, the problem I have is that I've never had credit before (no card's or anything). Apart from that my credit score is good and I have a regular income. Banks won't give me anything so are there any companies out there that would consider me that are not just scams?

Comments

  • Saints2011
    Saints2011 Posts: 933 Forumite
    Have you tried your own bank?

    I dout you will get a loan with no credit history. Need a loan or just want a loan?

    If you do get a loan from someone it would be with very high apr probably 30+%
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
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