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DFS - Blackhorse loan

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Rupert_Bear
Rupert_Bear Posts: 1,303 Forumite
We bought something from DFS and note from the latest statement there is still a few hundred outstanding. It does state on the letter if you require a settlement figure to phone them. However as this is interest free surely I only need pay off the amount still outstanding on statement or do they normally make a further charge for early settlement.

Åny help appreciated.

Comments

  • Saints2011
    Saints2011 Posts: 933 Forumite
    do they normally make a further charge for early settlement.

    Yes, could try paying a lump sum of and then leaving enough for final DD to be taken to avoid early payment fee
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • balmk
    balmk Posts: 624 Forumite
    The early settlement system is usually automated with them (at least it is with car loans) - they give you a settlement figure via their automated system and send you a letter to confirm.
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