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new loan
Greetings all, i have for the last two years paid all my creditors off but now i have a bad credit record and was wondering if i could apply for a loan? i would like to borrow £7500.... does anyone know where or who would accept me. Thanks in advance
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Can't get hold of MBNA
I have just tried phoning MBNA as I want to know how much I still owe on my loan and they saying the office is now closed. The hours are meant to be 9am to 5pm Monday to Friday. Does anybody know if they close for lunch?
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need a loan for about £750? want to repay over 6 months?
please help, i dont want a payday loan, i dont want £1000 over 12 months as i have a new job but its a year contract n it may or may not lead to employment, id rather have it over 6 months for about £700ish pound?? please help!!
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Student loans 2011/2012 - less for final year????
Help! I've just received my student finance notification for 2011/12, my final year of uni. I was aware that I would receive less loan due to it being my final year, but was expecting the final instalment to be less; however it appears that the reduction is spread out over the year, which is really quite detrimental…
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19 Year old - Car finance
Hi, I'm 19 years old, on the electoral register, employed full time at 15k a year and have been in my job since October 2009. I am also living at home (with parents) with no intention (or finances) for moving out any time soon. I have recently put a £500 deposit down on a car so that the dealership will hold it for me…
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Who would give an 18 year old a loan for £1k? (Employed part time)
So I'm employed part time and am starting a new job in a few weeks which pays about £140 a week, which isn't alot apparently, but it's good enough for me. I'm currently at Sixth Form college and due to start University in September. I plan to keep my job part time throughout university. I need a computer basically, my one…
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need some help with the pickle im in
hi there , got pointed in this direction as apparently best place to come :) basically the situation is due to my inexperiance with loans , i was quite happy going through quotes on money supermarket etc and found some that were what was after . but didnt realise just by going through them on the net i was actually…
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Loan Insurance problems
I have an existing loan in which took out insurance with it. When i was made redundant i immediatley informed the loan insurance to cover the payments. The insurance requested regular forms from the job centre as proof i was in receipt of JSA. The JC lost my application which resulted in delays and because the loan company…
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Borrowing Money Loan? Advice Please
Hi, i need to raise £4000 to pay for a Franchise licence for a business i want to set up. I am currently working full-time as well and intend on commencing my new business whilst still working. First of all, what is the difference between getting a business loan from a bank for example to a personal loan? Are there any…
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Loan to pay off car finance
I am in the process of applying for a loan to pay off my existing car finance. I have never missed or made a late payment on the finance but need to sell the car. I know I can't sell it with outstanding finance on it so a loan is the only way. When applying for the loan is it best to select "debt refinancing" or "car loan"…
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Help with Loan advice
Hi, im quite new to credit but i have just applied for a loan with my bank halifax and have been accepted for an APR of 23.9% the loan amount is for £2700 for payment for a trade in on our current car for something a bit more economical. I was told i'd to pay £70 optional for a courier service to sign the documents etc but…
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Guarantor confusion
Hello, I have a question regarding guarantors. I got finance for a new smart car in june2008, with my uncle as the guarantor. The car is registered in my name, I signed all the stuff for finance etc, and I pay the monthly amount out of my account in my name. However I phoned up the finance company today to clarify how much…
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Question around HSBC arrears
Hi everyone, Had a letter through the post yesterday informing me that I have not made my personal loan payment which was due on the 1st. I was very surprised to get this letter as the payment was sent electronically from my day-to-day bank account to the HSBC account on which the payment comes from. Having looked into it…
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Clyde finance
Can anyone help ? I received a phone call from a company called Clyde finance a couple of days ago offering me a loan. I had gone through the dreaded yes loans so thought perhaps it was one of their lenders. After a long conversation to a foreign call centre the man said my loan was for £5000 and if I completed to…
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Student Loan (old style) deferment - help!
Hello, Some advice needed please... I have an old-style (pre-98) student loan that I have been deferring since I graduated as I never earned above the income threshold. My income has been around 1k off the threshold for the past few years and my annual payrises are quite small but I was bracing myself for having to start…
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Loan company to pay off credit cards
We have been approved for a secure loan and the loan company says they settle all outstanding finance they are asking for settlements figures and up to date credit cards statements, would prefer to do it ourselves but apparently this is not possible. Is this the norm does anyone know?
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Getting account payment breakdown for old secured loan
Can anyone let me know what type of letter I need to send to get all the information regarding a closed and paid off secured loan I had several years ago please? I just want a list of every transaction from start to finish to see what I actually paid. It was with Welcome and I fell fowl to the rule of 78 - so want to see…
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Raising Finance for Business
Firstly sorry if this is the wrong board, please move it if it is. I've been an Employee at a pub for a number of years, I work as the landlords assistant Manager. The Landlord wants to retire and has offered that I can take over the Business, but I need to raise the £35000 to buy him out of the lease (30 years remaining…
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Provident offering loan to 15 year old!!
A 'junk mail' letter was delivered to our address this morning from Provident Personal Credit offering up to £500 cash loan and I then noticed it was addressed to our 15 year old son. I thought you had to be 18 to obtain a Loan? I phoned the number on the letter and eventually got through to a manager and I asked where…
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What am I
I wonder if any one knows anything about this and might be able to advise me? What is my Occupation? Sounds simple, but it isn't. I'm 45, ex military, been a War Pensioner since 1993, but was able to work, so always used what ever I was doing at that time as my occupation, for the last 3 plus years i've been unable to work…
