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Secured loans
I had a secured loan on my ex wife's house, the deeds and 1st mortgage were in my name only as was the second mortgage by the finance company. As part of the divorce agreement i signed the deeds over to my ex, and also as part of it she was to undertake to release me from both mortgagee's. But there is a debt collection…
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Guaranteed Loans
Due to serious car problems i am currently looking for a loan of about £2000. I only need it over a short period.(about 6 months).I could just save in that time but need a car asap for work. The problem i have is i have a poor credit rating from in the past. I was wondering if anyone could recommend a company that do…
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Best place to find a loan?
Hi, I am looking for a loan to buy a car. I'm after £5,000 and I can afford about £180 a month. Im in full time work and have a decent credit history. My bank (barclays) can help but I wanted to know if there was anywhere better/cheaper? Where is the best place to get a loan/search for a loan? Thanks
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Haven't received a statement for 13months
I am with first response car finance and I have not received one statement through the post to see were I am up too in 13 months, Just wondering if I am entitled to anything as isnt it law for them to send me one? or shall I just contact them asking for one? dont ask you dont get lmao
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car loan - should I pay the settlement of keep going?
Hi All, I need a bit of advice. I'm currently wondering what to do about my car. I took a loan out on it and the balance is £2303 and to settle is £2192.26. I currently pay £157 p/month so it should be paid off in 14 months. I'm due to have a baby in May so reducing any extra outgoings is really important. I have a few…
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Desperate for a unsecured loan to pay off debts
Hi, I've recently taken out few payday loans (emergency situation) for a total of £1760 Now I need to repay £2200 Is there any loan I can take to get this out of way? I've applied to my bank but has been declined... Thanks
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Natwest Loan - Can I make one-off payments?
Hi all I recently got a loan from NatWest to get rid of my student overdraft etc. I was wondering, can I make 'extra' payments to it online? It appears in my list of accounts, so I was wondering what difference it makes if I put in an extra hundred now and again? Thanks! Rob
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keithm68
Hi,folks,juat a word of warning,i recentley applied for a loan with santander,whom i bank with,when i applied,the rate said 8.4%,great thinks i,this will save my a fortune,my loan documents arrived this morning,the apr is 14.5%!!That is more than im paying mycredit card/other loan,so be aware,the apr advertised means…
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Can the bank force me into a consolidation loan?
Hi all, I am in a bit of a situation and would appriciate any advice on offer.. Background I have a couple of loans with Natwest for which I took out PPI on when I agreed them, in late 2009 I lost my job through a forced resignation and under the terms of a comprimise agreement. RBS refused my PPI claim despite being…
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Catalogue Online
Hi all, Not sure if this is the right place to post, but i couldn't find a more suitable place (given it is early and i could have missed it!) Just a quick question. Me and my partner are trying to re-build our credit rating. My partner has a Very catalogue account BUT it uses my debit card for the monthly repayments.…
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1g loan
Wanted a one grand loan,cheap pay back and no high interest,any ideas people ?
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Negotiating with Creditors?
Does anyone have any experience of trying to settle debt with creditors? I was on a DMP for quite a few years but lost my job early last year (I've since relocated to Ireland)...so they wouldn't continue to work with me :( I still have a few thousand to pay back to a few creditors but I just wondered the best way to try…
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welcome finance
i have today recieved my yearly statement from welcome finance has anyone else had one of these very confusing
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Orange mobile phone £590 bill - please help!
I've been a customer with Orange since 1998 and kept the same number throughout. I've never really had any problems, paid my bills on time etc. Last year they offered me an upgrade to the new HTC Desire phone, with unlimited 3g internet, 100 SMS and 500 mins. I started using more texts than allowance so quickly rectified…
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A little help if you don't mind re: a loan
Hi everyone Thanks for taking the time to read my post. I apologise now if this has been posted before and please don't write rude messages beneath telling me to read this and read that before posting. I am only asking a simple question. I took out finance with BMW when i bought my car. I currenly pay £260 per month for 60…
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EGG LOAN (PPI BBA Review)
I have recently applied to get my PPI back via the FSO Questionnaire. The Bank sent me a letter that stated "They confirm that my complaint is being upheld but due to the 8th Oct British Bankers' Association Judical Review and guidance issued by the Financial Ombudsman Service they are how to should calculate the refund in…
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Student Loan Repayments
Hi all My sister has a student loan to be repaid for the one year she was at university. University just didnt suit her, and it took her about 18 months after she left to find a regular part time job. This she stayed in for over 2 years before she and her boyf decided to go to Australia for a year. She had been paying off…
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Lowell financial and DLC
Hi, My girlfriend has just stared recieving letters for old debts from years ago. The first one is for a Blck horse loanwhich she stopped paying in 2005 and the next one is for two catalogue debts from 2003. I need to know, firstly why is she suddenly getting these demands and secondly what, if anything, can be done about…
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Girlfriend has loan but is now on maternity leave
Hi, My girlfriend took out a loan from Natwest for £5,000 before we met (to pay for a car and driving lessons so she could get to work). The loan was taken out at a rate of just over 18% over a period of 5 years... which means that once she has finished paying back the loan she will have paid back over £10,000. Her monthly…
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FLM loan?
I applied for mainstream loan but was turned down due to poor credit,but FLM have accepted me for a £3k loan, i've read the good and the bad about them. I'm pretty sure my parents will gaurantor for me as they have been with my house and i've never missed a payment plus its 3 times the rate of the loan. I need the £3k to…
