We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Haven't received a statement for 13months

Options
I am with first response car finance and I have not received one statement through the post to see were I am up too in 13 months, Just wondering if I am entitled to anything as isnt it law for them to send me one? or shall I just contact them asking for one?


dont ask you dont get lmao

Comments

  • mcs1977
    mcs1977 Posts: 43 Forumite
    I think they are supposed to provide an annual statement, but I'm sure someone will be along with a definate answer shortly tho lol.

    If you want one then just pick up the phone (or write if you want to keep it official lol) and ask, I'm pretty sure any proffessional company wouldn't refuse to send one :0)

    Martyn
  • Hax
    Hax Posts: 890 Forumite
    It'll only depress you - you normally spend the first half of a loan paying more interest than capital and so the outstanding balance doesn't reduce by a huge amount.
    My posts are my own opinions based on my experiences and info gathered from sites such as this.
    They are not a substitute for professional financial advice - but you knew that already didn't you? ;)
    VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!
  • Malky
    Malky Posts: 694 Forumite
    Yes it's law that if you don't get a statement sent out every month for the first 13 months, you can terminate your agreement, pay nothing more and keep the car.

    But seriously, normally you receive an annual statement and your first one will likely arrive soon. If not, get on the phone and either ask them what your latest balance is or request a statement gets posted out.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.