-
Barclays Career Development Loan - Early Settlement Penalties?
Thanks for all your efforts MSE, great site and excellent tips. I have a specific question regarding the Barclays CDL and repaying the loan early, before the interest payments are due to begin. Under Barclays Terms and Conditions, would I be penalised for paying off the full amount of the CDL (eg. in a "ditch and switch"…
-
Advice please
Hi everyone i browse the forums now and again and thought i'd sign up and ask for some advice hope i dont sound like a !!!!. took a car loan out with Barclays finance in April 2009 on 48 monthly payments of 138 a month. So i have now paid 14 payments so say 15 almost. that don't sound alot but over 2k! lol. Anyways…
-
PayDay loans - do they all require you to have a landline?
My mum was applying for a Loanfinder loan via Wonga - but she couldnt get it to application stage as she entered her mobile number for her home number as she doesnt have a landline. She just needs the funds till Friday when she gets paid so that is why she was wanting this type of loan as the charge is less than what she…
-
Do Banks who you have previously borrowed from look more favourable at you??
Not Available
-
Chrysler Car Loan advice please
Hi, I wonder if anybody can help my friend, who purchased a one year old Chrysler from them (ex-demo model) a few years ago and took out finance with them which was orginally with RBS then changed to Lloyds TSB for approx £17k, of which they have paid off I think £9k. The vehicle broke down about 6 weeks ago, and the…
-
First time borrower
I've been refused by my own bank for a loan for my first car. They said it was because I haven't had credit before. I do have a student loan of £1900 (I've just finished my first year so not required to pay it back yet) I don't have any credit cards or outstanding debt (well I owe my mum a bit :rotfl:) I'm a mature student…
-
finance but on the wrong product
Hi all, New to this site so saying hello. I have a question regarding finance more importantly motorbike finance. I have decided to make the move to two wheels and found a bike i liked, they had a 0% deal on the model and this was approved. However before i signed all the paper work etc I changed my mind and went for a…
-
quick qn - why's my loan not on credit report?
hi all, quick question - couldn't find any FAQ on this. I have several CCs, overdrafts and mobile accounts showing on my credit reports, but the Career Development Loan that I've finally almost paid off doesn't show up. I'm keen for it to appear as 'settled' when I've paid it off, to improve my profile... is there a reason…
-
Loanfinder uk scam!!!!!
MSE OFFICIAL INSERT This thread has been deleted. Please follow this link for a list of complaints made against Loanfinder and their responses.
-
tescos loan and how long for wrong info to be removed off your credit report-equifax?
i have been declined for a tesco loan -after speaking to tescos it is on the basis of the info on my equifax report.i have 2 disputes which i sent in on monday to equifax. the first being that my virgin media has a marker with number 1 in it for june 2009-i spoke to virgin before raising a dispute with equifax and their…
-
Deafult Notice from Jul 05
Hi there, first time poster here. Until today thought I had a good credit history. Apologies if this is not in the right forum area. Anyway back in 2003 I got a professional development loan to go back to uni. I am not sure of the exact details of the loan now as I cannot remember but it was with the HSBC and amounted to…
-
Help needed regarding debt collection
Good Evening all, Sorry if this is in the wrong section Ok, how do I start, basically my partner got a cold call in 2006 from 3Gmobile, and within a few days 2 new phones arrived by courier, which at the time she was unusre what she was signing for as the were boxed up, anyhow we linked this to the cold call,and she must…
-
Finance for a car whilst on benefits
Hiya, hope you can help me cos im new to all this My sisters partner has just past his drivin test and they are looking to get a car. She is on long term sick and in receipt of low rate mobility DLA so does not qualify for the mobility scheme so would be looking to get a car on finance. She spoke to a garage who said…
-
Co-op Bank withdraw lump sum acceptance
Hello, I have an unsecured personal loan with the Co-op Bank, the current amount outstanding is just over £5000. In recent years after taking out the loan I have been diagnosed with two chronic illnesses resulting in long periods where I have been too ill to work. As my health has recently deteriorated again my father has…
-
Can you request a loan company pay off other debts to prove you are consolidating?
I just wondered if when applying for a loan for debt consolidation purposes, you could request that the new loan company actually pay off the other debts on your behalf so they know they have been paid? Thanks
-
TV advert offers 2356.00% APR !!!
Whilst watching TV the other day I thought that I'd seen an APR of 2356% shown on a loans company advert. It was in the small print at the bottom of the screen and so I assumed that I'd not noticed the full stop between the 3 and the 5, making it an acceptable (but only just) 23.56% On checking I was able to confirm that…
-
What to do Next
When i was struggling to save my marriage i took out an unsecured loan to ease finacial pressure. Things never worked out and the marriage failed, i left the area and had no contact with the loan company due to a change of address and my ex not passing on any post ect. I have just received a letter from a collection agency…
-
newbie at loan!
Hi, I need some help please! I currently have a HSBC Gold card with a debt of £5500 on it. I am up to the limit :( and paying £140 a month and £100 of this is interest:(. I tried to BT to a 0% or low APR card but was unable as i was close to my limit on the card. Is there a personal loan that would help me to pay the…
-
credit cards for bad credit rating
Does anyone know of a reasonable rate credit card for poor credit rating that offers balance and money transfers? I have an overdraft and a credit card with the bank....due to the fact I keep going overdrawn and over the overdraft limit, my credit rating has gone right down but unless I can get some money into the account…
-
I am looking for a loan that will not penalise me if I decide to repay loan early??
Not Available
