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Loan Advice needed please
Hi, I was looking to buy a new (ish) car and consolidate small debt in one loan. I applied for a 8k loan with Santander as they came up with the cheapest rates, it was accepted, but when my application came through they quoted 14.8% APR! I obviously declined the offer. I have since had a promotion at work so decided to…
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Need a loan pls help
i have a poor credit rating and desperatly need a loan. Can anyone suggest a company who lend to poor credit references thanks
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Unsecured loans help
Hi there, I was just wondering if anyone knew if it was hard to get an unsecured loan if your self employed and have been for less than a year. I've looked at some info online and see that you have to earn more than £10,000 a year. I've nearly earned that much in 6 months and should make around £25,000 this year. It seems…
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Need a loan asap (rent arrears)
Need a loan about 500 quid Applied for Greenwoord finance 300 and the man came out yesterday and offered 150 but came out to see me and then rang whoever and managed to get 200 for me.. all being well he said he would be out tonight to fill out something else and i should have the funds tonight at 7pm.. Now the problem is…
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Loan Query & advice needed pls
Hi, wonder if anyone can give the opinion or advice on this please. I have A* credit rating with my bank, Bank of Scotland, have banked with them for years & have my mortge with them too. Back in Jan of this year i decided to take a loan to cover my overdraft as of the new charges to pay it off, while i was there the girl…
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Century Finance
Hi, I've been looking for a loan of £3000 and I put my details into the main loan screen at moneyexpert.com; the confirmation screen following this told me that I'd be contacted. Today, I received a phone call from a company called Century Finance; after confirming that I had placed my details for a loan of £3000, the…
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cheap loans,
where are these cheap loans?"I applied for a personal loan with Alliance & Leicester for £15,000, which was granted, and advertised on M S E AT 7.8 TO 8.8% Apr,"My offer was 11.60% Apr, "which i declined","I have a perfect credit rating as verified by Experion.I have a minimal mortgage,credit cards etc, all paid without…
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Guarantor loan if previously bankrupt?
If somebody has gone bankrupt about a year ago can they still get a loan if they have a guarantor who is a home owner? If so, do you know any loan companies who do this?
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Loan to Loan UK
Hi, Has anyone had a call from Loan 2 Loan UK offering you a loan? I had such a call today. They told me my loan application for 2000 had been approved and began to ask for personal details to validate the application and send me the loan. As I am on TPS I asked where they had my details from, and was told I had completed…
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Who Do I Complain To?
I got behind on my car finance. A business owing me money went under. I informed the finance company in advance that I would be having problems. I was in arrears for 3 months but have now paid the account up to date and paying as normal. During the time I was in arrears they referred the account to a debt collector. She…
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Welcome Finance & Data Protection
Hi guys, I Just wanted to know if anyone had dealings with the aforementioned company? I basically took out a loan with them, lost my job and couldn't keep up with the monthly repayments. I got advice from CCCS to make token payments until i could afford to carry on with the monthly agreement, and did just that. They still…
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secured loan - seperated, help
Hi. My life has recently been turned upside down but I now need to get my head out of the sand and get sorted. Basically until last month i thought everything was fine with my life. happily married, no kids, a fair bit of debt but paying it off gradually. Then suddenly my wife declared she did not love me anymore and has…
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unsecured loans
hi, i have a credit balance of 1100 with my barclaycard credit card, my 12month 0%interest period finishes this month so i applied for other credit cards. i was a victim of a fraudster who sub let his flat to me and subsequently i have been evicted and have about 4 addresses in the last 4 months (due to change of original…
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Advice on getting my first loan, please?
First off I'll start with a bit of background information on my previous debts. I had a Dorothy Perkins card, a Freemans account, Oli account, and Very account all of which i have recently paid off. I have a credit card with Asda financial services which is backed by Santander I owe just over £1700. At one stage i owed…
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Pay off loan but not touch overdraft? Natwest - advice needed
Guys I have a loan that I have had with Natwest for a long time. Recently I was involved in a traffic accident, and the resulting insurance payout is enough to clear the loan. Unfortunately I also have an overdraft, too. What I'm worried about is that if I pay the cheque for the accident into the account and ask for a…
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career development loan
hi all, I have a career development loan with barclays which i want to clear i took theloan out in may 2005, is this covered by the consumer credit early settelment act 2004?
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can i negotiate out of secured loans with a cash payment
HI I recently got made redundant and am considering selling my property as I am concerned about the long term issues of having no job and a mortgage ( benefit system seems to penalise those who have worked and paid tax and own) I have a property worth around £215k and i bought it for £180k so the profit margin is pretty…
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PDA Loans -ADVICE
Hi I got a loan from PDA.com. Yes, don't judge. I was in a bad situation personally and could not repay these loans so I cancelled my bank card. This was back in March/April. Today PDA took money from my card totalling £35, making me overdrawn ( I don't have an overdraft) using my OLD card details. Are they permitted to do…
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Moved to UK in jan, want to consolidate loans - possible?
I moved to the UK from Ireland in january (opened a natwest step account jan 6th). I currently have two credit cards and a loan that i am paying off in Ireland, total of around £10,000. I would like to get a loan in the UK to consolidate all three, and also to avoid having to send money back to ireland every month, which…
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Loan advice
Hi, Looking to take out a loan for debt consolidation, getting him with silly apr on credit cards etc. My bank (HSBC) only offer 5 years repayments which i cant afford. Thinking of using sainsbury's bank for a 7yrs one (i know this will increase the amount owed and interest). My query being am i more likely to be accepted…
