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unsecured loans

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itchy83
itchy83 Posts: 12 Forumite
Tenth Anniversary First Post Combo Breaker
hi, i have a credit balance of 1100 with my barclaycard credit card, my 12month 0%interest period finishes this month so i applied for other credit cards.

i was a victim of a fraudster who sub let his flat to me and subsequently i have been evicted and have about 4 addresses in the last 4 months (due to change of original address, new address in fraudsters flat, care of address while i sorted a new flat and now my new flat) so i got declined from most credit card companies. i applied for about 7 - not good for my credit rating i just found out from this site!

i went to my bank to apply for a loan and they also declined me.

i went online and filled out some application on beatthatquote.com and 10mins later i recieved a phone call from someone saying they will take me through the application - low and behold i was accepted, and they proceded to ask for my bank details - hold on i said, i need something in paper and proper details of what i will be paying and to who... that guy said he'd email me details and call back in one hour, that didnt happen.

but today i recieved a call from another girl claiming to be a collegue of the first caller, she tried the same thing and i asked for the same again - she said she has put the details in the post...

i want to know is this a comlete scam or has anyone ever got their loan. i think its called unsec-loan.net

i appreciate any advice or info on where i might get a loan. i am hoping to buy a used car and pay the insurance with this loan too so would be looking for approx £2500

Comments

  • Beast
    Beast Posts: 333 Forumite
    Yes, it's going to be a scam. They will take a fee from you for 'finding' you a loan and then simply throw your details out to a load of high interest sub prime lenders.
  • A_B_3
    A_B_3 Posts: 1 Newbie
    Hi there
    Please ignore unsec-loans. net. They have also had me and taken money from my account (my fault for believing in the rubbish they said) I am so unhappy about this company they said I have been approved and that I would get my money by Tuesday. We even said to the lady on the phone that we did not want to go ahead with this is there was not a definate loan there. she convinced us there was and we have been approved and once we had paid we would get a call from the loan company with all the details. I was so stupid to falling for this. So please dont have anything to do with that company they are just robbing people. we need to let everyone out there looking for a loan to have nothing to do with sec-loan.net
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