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Business Loan
Hi all, dunno if ive come to the right forum. Myself and the wife are looking to get a business loan to open a Guest house. Can anyone explain to me how I could protect what personal financial assets I currently have from the bank in the event of the business (guest house) having to fold in the future! Presently we own 2…
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£1350 loan
Basically I am a first year student and I need to borrow £1350 to pay my first accommodation payment. I only need the money for less than 2 months. I am a complete novice at this I have had a look around the website but i'm still pretty clueless. Any advice with this would be much appreciated. Many Thanks Conor
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Cdl
Hi guys, i'm wondering if someone could help, i'm currently applying for a full Career development loan of £10.000 my credit score is pretty reasonable apart for a £14 default on my old phone account. Long story short is they charged me two months after leaving them for the pac code but didn't tell me at the time of…
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advice for a newbie please. ACF finance
hello, i am new on here. i was just wondering if you could give me some advice regarding ACF car finance. i have been told by this company that i have been approved for their finance today and have arranged to go and see them on wed. i then decided to look the company up online only to discover pretty bad reviews about how…
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secured loan
myself and my husband was sold a secured loan on the property we live in... only 1 name is actually on the mortgage, plus our property was grossly overvalued by the loan company.. we are now trapped with negative equity, and are unable to pay off the loan or move.. can any one help us!!
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Another debt consolidation question - Didnt get advertised rate
Hi All, Whilst I agree with the principle that debt consolidation loans generally aren't a good thing, i'm leaning towards one due to my current financial position. I've just come out the other end of a rough divorce. I had no idea how far things would go, but a bitter ex combined with a couple of eager solicitors didn't…
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Paragon Finance - advise needed
Hi i need some advise as to what to do next. My sister was widowed two years ago and has been experincing difficulties with Paragon finance since her husbands death. The salient difficulties she has expereinced are:* Not suppplying my sister with a signed agreement on a further advance her husband took out in their joint…
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Is there a cooling off on car finance?
My 19 year old brother got himself an 04 1.2 Fiesta on finance from a Pegeot garage of all places. It has no electric windows, no air con, no bloody mats, has a few scratches, no alloys, and the plastic crap that come with it are scratched. He paid a £600 deposit, and then I think somewhere in the region of £85 over 3 or…
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loans
i need a loan as i am moving into rented property with my boyfriend and we ar going to rennovate it. we do not have joint bank account at moment so i am going to take loan out in my name and give my bank details. however we plan to get joint account when we get the house so will i be able to change the bank details with…
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How to borrow £15,000? Mortgage I am a novice!
My mother (80 yr old widow) is the freeholder of a 3 floor house converted into flats. She has made over 2 of the flats to me. The remaining flat is hers and empty. One of the flats made over to me is rented out and the income from that is what she survives on. I am aware that until 7 years pass they are not totally mine.…
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Just looking for your advice/opinions please!
Hi guys, recently I have taken control of my finances and decided to set up monthly payments to all the companies I have payday loans with in order to get them all paid off bit by bit, starting this month. What I didnt realise was that for some reason (which i have yet to clarify) the payments dont seem to have gone…
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Ethical short term loans - is it possible ?
I am looking into the concept of setting up a short term loan company. As we all know, many of the players in this market are predatory at best and the decent operators are less common than they should be. I don't intend this to be advertising, and indeed won't be advertising. Rather, what I am trying to do is fact and…
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Ltd Company Needs Emergancy Help
Right guys and girls I am desperate for your help on this one. I am the managing director of small independant clothing business and have been running at a loss for the last 5 years and plowing my own money into the business to try and make it work, unfortunatly it hasnt. I then decided to take action about this after…
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best bank for bussiness loans
hi could someone please tell me the best bank to apply to for a bussiness loan.thanks in advance
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I need a loan and I need it now!
It really amaze me how many people think, they must have a loan, and they think it is a necessity. Top Reasons Not To get a loan for* Wedding – do you really need to start a new stage of your life with debts?? * Consolidation loan -one simple payment instead of many, answer to all your debts problems NOT, it is only simple…
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Stamford Financial are they ok?
Im looking for a small loan to tide me over . Are these company ok to deal with? Thanks for any help
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i need a loan and have no credit history and no proof of earnings
i have been working in the family buisness since aged 11 and have always earned under the ammount needed to pay tax. now fully qualified my hours have been upped and since april i have been paying tax..none of my wages goes in the bank at the moment...as i still live at home i have no outgoings. my mother (and boss) is…
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gaurenteed finance
hi guys Does anyone know of any company that may do a gaurented finance on a static caravan on a holiday park. Im looking at a site where i can stay for 11mths of the year rather than renting which i cant really afford and will have nothing to show at the end off it. I previously had fantastic credit however in 2009 my…
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Higher Loan Repayments
Are loan companies obliged to take higher than the quoted repayments? For example if I were paying £100 a month, but I decided for one month, I wanted to pay £500, are the loan company allowed/supposed to accept this? Thanks,
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Loan Help Needed
Hello All, In the last week i've tried to get a loan with barclays and tesco's who i both have loans with already. What i was trying to do was consolidate my loans and credit cards which works out at 5k and then this way make it easier for me all to pay off. Both have declined my application, so was wondering if anyone…
