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Can they triple my rate
Hi, I have a Northern Mortgage and we took out an unsecured loan as well linked to it, we now wish to transfer mortgage to another company. But Northern Rock have told me that if I move the mortgage they will triple the rate of the loan... Can they do that? or have I got any other options? Thanks Kev
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clydesdale
Was wondering which is the fastest way to get your loan through, I know if u do it online or over the phone it can take up to 10 days but If I go into a branch how long does it normally take:? I am with Clydesdale and looking for 5k. Thanks
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whats the best way to fund my masters
My situation is that i have already done a 4 yr degree and received full students loan and grant. Im now applying to do a pre-registration masters in Occupational therapy in scotland. THis course is self funded and im advised to get a professional careers loan to pay for the £11,000 course fees. I dont want to pay the huge…
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A&L Loan/Global Debt Can I reclaim my PPI?
Hi, I'm new to the site. I just wondered if anyone could advise me off a situation. I took out a loan with A&L back in 2002, then had additional loan top up in 2003’ unfortunately I was diagnosed with clinical depression and fell behind on payments. This was then referred to Global debt agency acting on behalf off A&L.…
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Secured loan
Hi there I was looking for a secured loan for some renovations we need done. I have had quotes from the like of credit flex, but they add a fee on to the loan for them. Does anyone know if i go direct to the likes of Nemo Personal Finance if theses fees would not be included. Or where else would you try for a secured loan…
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Loan Refused 6 Months Ago Poor Credit Score But Know ....
About 6 months ago I was refused a loan for £20000 for home improvement so I went to check my credit score on CreditExpert.co.uk and it was 439 putting me in "Very Poor" category well I have checked my score today and it is know 999 yes 999 :D the highest it can go and puts me in "Excellent" category. The question is if I…
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Ive been had over with a loan I think.
Well I know I have, I desperatley needed a loan late last year and thought I had a bad credit rating (I didnt) so was pointed in the direction of a broker who could alledgedly sort it out quickly. I went along with them and stopped pying my credit cards etc as I thought this money was about to appear and they would be…
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Student Loan and Emigrated....
Hi, i have read about what you need to do if you leave the UK for more than 3 months, that you have to notify the SLC and they will work out repayments based on the income you earn in the country you are in, and that there are severe penalties if you don't keep them informed, etc etc. What i am really wondering is that if…
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is it bad to pay off a loan early?
i took a £1000 loan with my bank in nov 09 i thought i took it out for 1 yr, but turns out the repayment term is 18 months (i have NO idea why i done this and was convinced it was only supposed to be for 1 yr) anyhow, i will only get SMP from next feb onwards and dont really want to be paying a loan back while i dont have…
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Professional study loan / airline pilot
Hello Peeps, Sadly I am reaching the point of no return. Yes I am going to be 30 this year. My long term ambition has been to be a pilot. I really dont have the finance to do this. I heard that the HSBC bank provided loans for mature studies. However, about 4 months ago, I spoke to the bank including my own bank about the…
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Car Finance
We recently applied to get finance on a car with our current car as part exchange, sadly the finance didn't go through so we approached my parents to see if they would be able to do it for us. Again sadly they are trying to get a loan themselves to do work on their house and so the bank has recommended them not to take out…
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refund of deposit!?
Hi, sorry if anything like this has been asked or answered before i looked and could'nt find anything. I was having a look in cash generator the other day (Saturday 5th june) and seen a nice 50 " tv, i asked about it and and was told i would be able to put a deposit down of 136 pound and odd pence, and then pay it off over…
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Urgent help needed
I had a debit card loan with ''cash genie'' i came short of work so i was unable to make any payment... somehow they have accesed my CREDIT CARD DETAILS which i have not provided to anybody or company and have been withdrawing 10ps £1's £10's £20's ???? surely this is against the law?
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Refusal of loan due to bank charges
I recently applied for a loan with Tesco and was told I had been provisionally accepted. I told the woman on the phone that I really didn't think I'd get it as I lost my job at Christmas and had only been working since March 15th and knew that I had had quite a few bank charges that had taken me over my overdraft about 5…
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lloyds TSB Loan
Hi Guys I applied for a £14'000 Loan with Lloyds TSB as I bank with them. Before applying, they said looking on the system I could borrow between £1000 to £20'000. When I applied it got declined, however I think this is due to a default I had on my account which was settled a long time ago. Anyway I applied for this loan…
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Full/Final Settlements - DMP IVA
Afternoon all, I am in a bit of a pickle - after a long battle to change income outgoings etc I have to accept I cannot pay my debts ( 3 years of no credit and payments reducing from 55k t0 33k approx ). Having been made redundant in November I stopped paying loans back - I realised I was unhappy and am now making a…
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welcome finance secured loan
hi all a bit of advice is needed,i have a secured loan with these sharks i have complained to the FOS and they found in welcomes favour.while they were investigating m credit file was marked as satisfied and i received a letter from irwin mitchell solicitors acting for welcome saying they have discharged the mortgage and…
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Heritage Financial
I have submitted a loan with Heritage Financial based in Basingstoke, Hampshire who have advised that a loan has been processed. I have had to send £60 processing fee roughly 3 weeks ago. I have called and emailed them and only getting through now and again. I have asked them to check on there computer system to see when…
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"You could be owed money from a Loan you took out"
Hi all, I keep getting calls from various companies (names escape me), telling me that i could have a case to get back some money for any Loans I have taken out in the past. I only have 1 and it's with HSBC. - Is this legit? - Does anyone have any experience of such a thing? - Why would i be owed money, when i took out the…
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Overpaid Student Loan - HELP!
Hi all, Yesterday I rang the Student Loans Company Ltd, to discover my Student Loan was paid of in June 2009. They have subsequently continued to take money off me every month. They have told me that to get the money back, i have to fax my P60 and Pay Slips to them and they will deal with it thereafter. Can anyone riddle…
