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Loan Refused 6 Months Ago Poor Credit Score But Know ....
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shadowman786
Posts: 1 Newbie
in Loans
About 6 months ago I was refused a loan for £20000 for home improvement so I went to check my credit score on CreditExpert.co.uk and it was 439 putting me in "Very Poor" category well I have checked my score today and it is know 999 yes 999
the highest it can go and puts me in "Excellent" category. The question is if I apply for a loan with a bank am I guaranteed it won't be refused this time I have never missed a payment also I have 3 credit cards but the outstanding balance on all 3 have been paid off this is the reason why it's 999 I guess.

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Comments
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Forget the score - it doesnt mean anything, although I would certainly go into your bank and speak to them. Better chance thataway..Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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Credit score of 999? Mine is 1,000,000.
Well, that's the random figure I picked for myself anyway.0 -
Enfieldian wrote: »Credit score of 999? Mine is 1,000,000.
Well, that's the random figure I picked for myself anyway.
WOW - what can a million get you?
Mine is 3.8Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
!!!!!!, I just checked it again and it has dropped to -15....
Oh well.......0 -
Enfieldian wrote: »!!!!!!, I just checked it again and it has dropped to -15....
Oh well.......
Should have applied earlier!Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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