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gaurenteed finance

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Thompson24
Thompson24 Posts: 30 Forumite
hi guys

Does anyone know of any company that may do a gaurented finance on a static caravan on a holiday park. Im looking at a site where i can stay for 11mths of the year rather than renting which i cant really afford and will have nothing to show at the end off it.

I previously had fantastic credit however in 2009 my business partner did a runner and left the company in a mess and i was made bankcrupt, however was discharged early after investigations.

So I would need a company that would take on poor credit marks on the file, however i would pay a little higher apr to be able to get a loan?

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    I think as someone who was bankrupt less than 18months ago you will find it very difficult to get any credit, especially something large enough to purchase a static caravan.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • emmell
    emmell Posts: 1,228 Forumite
    Do you pay council tax on a property? Most caravan sites have rules that state it must not be your main residence. People have tried this before, 11 months in a caravan and 1 month in a hotel, but it doesn't work now. Proof of property is required, usually a copy of your council tax bill in your name.
    ML.
    He who has four and spends five, needs neither purse nor pocket
  • Thompson24
    Thompson24 Posts: 30 Forumite
    Yeah I currently have a rented property and pay council tax, I checked with the site i want and they said its not a problem most people on the site live there for 11mths of the year
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    none starter Im afraid, as per above you wont get credit for this amount.
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