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advice needed on financing a new roof please
My partner and I own a house which is converted into two flats. It was our home but four years ago we remortgaged to buy our current home and have since been renting it out. We have known for a while that the roof would need replacing but haven't been in a position to save as all profit from the flats has been used to…
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Guarantor on a loan
Can anyone give me some advice, My partner has gone guarantor on a loan for his sister she has defaulted on 4 out of the first 5 payments which means he is getting texts from the loan company informing him the money will be taken from his account. Is there anything he can do to withdraw as guarantor or is this a position…
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Cornwall Collection Agency
Has anyone heard of or had a problem with this company? I stupidly gave out my details when applying for a loan. They are now taking funds from my debit card as a "subscription". I can't trace them or find a number for them. Have been onto bank who said they would stop the transaction but they company applied for it again.…
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Equifax - what do I do????!!!!
Edited - apologies if it didnt make sense!! Hello all, OK I need some advice re checking my credit report! I have been refused for a loan with my bank which really surprised me ( I know they can refuse anyone and thats ok) which prompted me to want to check my credit scores as not did it in a couple of years. I checked…
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RBS letter
hi all i recieved a letter from RBS today some 2 years after my business went into adminastration, havent heard a single word from them in 2 years and i just got a letter saying the following: "we are reviewing the above account for closure and require disposal instructions for the £14,000 held in security. please contact…
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Car loan - should I say it's for a car?
I'll be caling my bank tomorrow (First Direct) for a car loan. £6000 over three years. I have no reason to think they'll refuse me, but should I tell them it's for a car? Will they even ask what I want the money for? I have an idea that sometime in the past I have read/heard that it's better not to say you want money to…
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looking for 3k loan.
looking for a 3k loan to expand a buisness. however i got turned down once from natwest for not meeting the citeria. However i do not get how this happend, I am on a healthy income and never been in debt at all and always make sure money is in the bank at all times. can anyone help?
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Wonga problems.
Hi, Me and my husband got a Wonga loan last month as we were short of cash for petrol etc. The problem I then had was that for the second time in 2 months (since opening the Wonga account...!) I had money stolen from my bank account. So I cancelled the cards associated with the account and then asked Wonga for their bank…
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PPI that covers Maternity Leave
Quick question is there such a PPI policy that exists the covers maternity leave?
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Best Companys to get a Loan from?
Hi I need a loan asap but a have a bad credit score :( .... Could some1 please tell me where is the best place or website to get a loan from?? With out having to pay these silly fees... iv been robbed loads off times with these stunts... nz1985
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Lender most likely to provide u/s loan for debt consolidation?
Hi all My other half is wanting to borrow around £8000 to consolidate a few debts as it would work out easier and cheaper for him. He still lives at home. I know it's not good out there ATM so don't hold out much hope especially since he has applied in the past and got rejected. Not sure why- we have checked his credit…
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Pay my loan off early?
Evening guys, Im in need of a new family car as mine is costing an arm and a leg in petrol, Tax and insurance(3L V6) It also needs a few hundred quid throwing at it every now and again to keep it on the road, as its now over 10 years old and its got 170k on the clocks and is getting very tired. I would like to get a newer,…
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Settling car finance early
Hey everyone My car finance is due to end in November. Over the past few months I've saved up quite a bit from getting bonuses in work but because I'm changing departments the bonuses wont be so high I'm able to pay my car finance off early (As in... tomorrow) but wondered If I would be charged extra for doing this because…
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Used car, credit card or pesonal loan?
Hi everyone, Im in a bit of a pickle. I would like to a buy a car pretty soon. I have £2000 saved, however I need about £2.5k-£3 more to cover the cost of the car AND insurance for a year. I would like to know whether to apply for a loan OR 0% interest for 12 months on a credit card. The issue I have is that Im wondering…
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Handing car back to finance company
Hi guys, just need a bit advice/info Got a car under HP in Oct08, I have paid over half of the finance and I know that I can hand it back without anymore payments. I have also received a settlement figure, I think the car might be more than what is owed on the agreement. What I was wondering is: Does the car need to to…
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sub prime credit loan?
Hey guys & gals I'm after some advice, OH & I want to try and get a £15k loan, His score is aroud 540 & mine is around 432 average accross the 3 companies. There is not really anything we dont manage we've had some missed/late payments this year due to moving house & switching Bank accounts, other than that its my file…
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Loans vs Overdraft
Hello everyone I hope you can help, i'm just looking for a bit of independent advice. I don't want to go to this with my bank because they'll only use it as an excuse to sell me something!! Are you ready for this? It gets complicated. I'm going travelling in October for 8 months. As well as saving for this trip of a…
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Urgent unsecured Loan advice.
Good afternoon, About 2 & a half months ago I had a personal family emergency (which was necessary but I don't want to go into) which required me spending money I didn't have. Unfortunately the wolves are now almost at my door. For the past 2 month it has been a spiral where I almost owed as much money as I have coming in…
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Home Address Blacklisted
Hi Can anyone tell us how to clear our home address as we have been told by the bank that the reason we can't get a loan is due to our address - we bought the house 3 years ago and know that the previous owners ran up debts which were not paid - Any help would be greatly appreciated
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short term car loan needed quickly !!!!!
Just wondering if any of you can advise. I have a very sensible son who has just finished at uni and thankfully been fortunate enough to get a fab job, well paid and started two weeks ago. Whislt at uni he has managed to run a ford escort by working bloomin hard at his part time job. He needs to travel about a 50 mile…
