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Loan Direct Debit
Hello all! I have a loan with Santander (previously A&L). I have always kept my payments up to date. I switched my current account in February, set up the direct debit which worked once. Then Santander advised that they have system problems and I need to call them to pay by card or over the counter 2 days before the date.…
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Charge still on house when debt has been sold to a debt collector?
Hi, This is my first visit to your forum. I am wondering if you can help me with a problem that has been going on since 2000. What is the law in the uk on a charge being on my property even though they have admitted in writing that they have sold both the debt and the charge on to a debt collector? They have said that even…
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Student Loans
i have been searching online everywhere for loans for students,i found thousands of pages for loans for Uni students but not for college students. i am wanting to borrow a few thousand to pay for my chef whites, new, decent knife set, a car, lessons, insurance ect as im in a bit of a vicous circle. i have no job and im…
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Big Loan to pay off small loans
Hi I'm new to this and want to see what you guys could advise? I'm currently earning around £1200 take home money, but once all my bills have gone out, which is around £700-800 i have around £200 + £200 overdraft.. but i can never get out of it. Then i still need to pay petrol money etc + cost of living. I've been thinking…
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Loan?? Cards?? DEBT!
I am new to this and need some advice. Current situation: Me - Egg card - £5000, min repayment £150, 16.9% interest Virgin card - £5000, min repayment £50 till Feb next year and 0% interest In the good - excellent credit rating, no past missed payments or anything, says i have about £7000 available credit left Earning…
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Advice needed for a £20,000 debt consolidation loan
Any help gratefully received. My wife and I have £19,700 between us on credit cards and overdrafts that we have built up on our wedding and buying and renovating our house. The APR's on the cards are now going through the roof so we wanted to consolidate it all onto one easy £20,000 loan over 6 years. We have never missed…
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Secured v unsecured
Hi I'm wanting to take out a loan of around £15,000 - £20,000 to pay off credit cards and overdrafts. Although we're managing to pay them every month, I'd like to know that an end's in sight! The current terms of our mortgage run out in November, so we'll be looking for a new deal. I wanted to know what's the best type of…
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Large Loan- HELP!
I need to consolidate my (large) outstanding loans into a smaller amount over a longer period. I went to my bank- where I have my largest loan and although they worked out to consolidate all my debts from all lenders would only cost me an extra £5 a month over the loan I have with them - they couldn't help. (Hope that made…
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Buy As You View- Most Unprofessional Company
I've been with Buy As you View for over a year, I got a TV on hire purchase, they were very keen for my custom and I ask accepted, BIGGEST mistake of my life! I didn't want the hidden extras, just the TV as I have home insurance which would cover any loss, theft or damage and with any new product manufacturer warrenty…
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How can I get creditor to update my file
Hi, I took a loan with Blackhorse a few years ago and failed to make payment for 6 months. Blackhorse passed on my debt to a debt collection agency and I am now paying off the balance to this agency on a monthly basis. I have so far made 3 monthly payments to this agency yet my credit file still shows Blackhorse as 6…
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Trappings of a Financial Nightmare
Hi Guys Have just joined this forum to ask if anyone might have some advice to help me out of a financial nightmare please. I've just discovered that since last November, I have paid precisely £12 off the outstanding balance of a credit card due to the extortionate interest rates being charged. I therefore applied for a…
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loans for bad credit???...please help
Desperately need a loan and have bad credit ....please ... any ideas?
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HELP!!! Loans from companies I dont know!
Hi, Im brand new here and have been looking for my first loan. (Never done one before). Ive applied at a loan company and ive had many phone calls. Ive given my details to two companies and they both want administrative fees off me, is this normal? i feel a little cheated im really stuck and desperate!
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Loans for bad credit
Hi, Looking for some helpful advice... Been looking for loans for people with poor credit history. At the moment I can only find ones that are either scams or brokers! Obviously I don't want to pay 50%APR but my credit history isn't the greatest ( no ccjs or defaults ). Thanks
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no document loans
urgent...! Has any one heard or had a loan from a company called " no document loans" they are a company based in India?
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SCAM ? - Direct Legal & Collection
Hi I hope you can shed some light on this for me. My daughter has recieved a letter from Direct Legal & Collection telling her that they are acting on behalf of Vodafone for a debt of over £1000. Firstly the letter was addressed to someone with a different surname to my daughter but the first and middle names were correct,…
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I think ive been missold a loan?????
I think that I have been mis-sold a loan from Nationwide. I noticed when i looked at a statement that I've paid £1,430.42 in insurance premium in March of 2007. I took out an initial loan of £4,300 in July 2005 and I took out a further loan £4,568.77 in total £9,563.00. I pay £260.72 a month. I went on a website about…
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help me work out APR please
i took a bank loan for my girlfriend to buy a car back in November 2007. i took it as she is a student and couldnt get the loan herself. I got £4000 over 60months at a APR rate of 21.1%!! each month payments are £104.33 which makes a total payment of £6259.80! the loan without interest would be £66.66 a month! so im paying…
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I am A Freelacer Need loan.
hello i am trying to tack a small loan but i am a freelancer and banks wants income proof . iam using paypal for getting payments to my Indian SBI Account what should I do ? what should I show for my income proof? [FONT="]Is there any way to get loan?[/FONT]
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Cash Genie stole my money
Can anyone please help? I have gone into my bank account today & found out that Cash Genie have taken out 5 different amounts from my account clearing it out. :( I have only just been paid & now I am left with no money for the rest of the month. I have called them but goy nothing but abusive from them & was tols they wil…
