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Loan
Hi, This is my first post, so hopeing some one can help me. Basically long story short i have had a loan since 2006 and the bank have only just informed me that i have £100 worth of charges dating from 2006/7 which as soon as i found out i phoned the bank to advise that i can pay £10 extra per month which i have done last…
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Refused loan
Hi all, First of all apolgies if I'm creating this topic in the wrong area. However my goal is to find the right loan for me so I think this is the correct area. I've recently became worried about some debts I have. This may seem like small amounts to some people but not to me. I owe: £1000 on credit card 1; £700 on credit…
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starlightloans of cardiff
Any one applied for a loan from Starlight loans and paid £39 fee to them and then having difficulty getting the money back Avoid this company at all costs
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second/third charge on private loan
Can someone please tell me if our mortgage lender needs to give permission for a third charge on our house. We have the opportunity of achieving 50% of the profit in a property development venture. We need to raise money to put in, for which which we already have an offer of a bridging/secure loan with a second charge on…
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Best provider for £3500 loan?
Hi there, I'm looking to get a loan for £3500 for a new car and insurance. I will be looking to pay this off over a year. I earn £1000+ per month and can afford repayments of £400 a month. Any advice would be greatly appreciated. Thanks,
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Coming up to last loan repayment...
Tomorrow is my last full loan payment, which leaves me owing about £25.00 on my nationwide loan next month. Does anyone know if next month they will only the £25 or will they take £49.00 as thats the agreed direct debit amount? thanks Lauren x
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When is a secured loan not a secured loan?
Hello everyone I'm hoping someone on here has faced the same predicament as us at some point.. or knows who I need to go to for advice. My husband and I got a loan back in 2005 when we owned our own home.. however our house was compulsory purchased by the local council and we couldn't afford to buy a new house.. due to the…
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Welcome Finance
Could any one offer some advice, I have a loan with Welcome finance who missold insurance. I would like to try and reclaim this but I haven't actually made a payment to them for several months, other bills have taken priority! Will this make any difference to my claim?
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Section 75 claim
I posted this in the big thread about Advent Training going bust. I fear however, it may have got lost in such a large thread, so forgive my impatience for starting new thread about it. I was wanting advice on if I should accept the offer below or fight for the full amount but they have given me a short deadline to make a…
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rbs personal loan
Hi, my name is Gemma I have a personal loan with RBS and was recently laid off by a recruitment agency. i have contacted RBS numerous times asking for help or financial hardship on the loan but they insist that it wont help me in the long run! I am on jobseekers allowance and once the monthly payment is made that leaves me…
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loan agreement transfer
i bought a car last october with a loan from santander finance but at the end of march i was layed off from work and a week later had a heart attack and now i cant afford the payments my son is willing to take over the policy does anyone know if a loan policy is tranferable to someone else ..thanks
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Ford Credit
My ford credit agreement is due to finish this month (hurrah) The payments are usually £135 per month, which I can just about afford. However the last one is £213.90. I can't afford to pay that amount in one payment, I've just rung Ford Credit thinking that as I've never missed a payment in the 4 years I've had the…
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Loan Pitstop
I know that we've emailed you before, but two new lenders just released into the market today, their same day transfer of funds as an oppening offer is accepting nearly 100% of applicants for up to the first 24hours only! You must see this. No fee, No credit search, no obligation. Unsecured loans. Your unique application…
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Car Finance Voluntary Termination
Hi guys, first post so please be gentle!! I've read quite a lot on here about car finance voluntary termination and following the advice I have gained I'm going to go ahead with the process myself. I have one quick question though. Once I have sent the letter to notify the finance company I wish to terminate can I cancel…
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Has anyone ever convinced there leander to reduce interest rate ?
I am considering going to my leander to ask for the interest rate to be reduced. When I look at the table of average rates shown on the HMRC websiteaand I have been paying double all along. We have paid back the amount we borrowed with 13 yrs left to pay. Any advise on this would be gratefully recieved.
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How to write to a bank requesting compensation?
Hi, I would like to write a letter to the bank in respect of a huge screw-up which cost a lot to sort out. It involves a rate difference of sizeable loan some 5 years ago. They cannot produce docs but have admitted it as their error. Does anyone know how to construct such a letter ... I want to get it right first time.
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natwest consolidation loan help!!
Hi I am a student and I have been very very stupid by gambling away my student loan. I have gone over my overdraft limit by £2000 due to gambling transactions (which should have declined anyway but they didn't) and I was wondering if it was possible that natwest would allow me to take out a consolidation loan to help me. I…
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Hi I'm new... don't know if I have posted in the right place??
Hello, I would just like some help/advice on a current problem... A mate of mine bought a car in nov 09 on HP - after trading his car against the current one. Sadly he paying off £8k over 5years :( Just recently I was thinking of selling my car and he is very interested in buying it - and with me seeing his we both agreed…
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Hp
I applied for car finance today and was told I would find out the decision within the next few days. I signed the paperwork and paid the deposit. However, I am having second thoughts about it and wondered if you have a 7 day cancellation right like most other agreements? After going home from the dealer, I began to think…
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Is my Wife resposible
If I have an unsecured personal loan in my name only would my wife be resposible for repaying if anything happened to me. Regards
