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consolidation???
Has anyone considered consolidating cc debt? would like advice please. Have around 13,000 on cc and trying to find best options.
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Phoned Natwest to settle my loan...
...last Saturday (30th Aug) and used the funds in my Natwest Advantage Gold bank account to repay it. I've been on hol till today and have comeback to a letter from Natwest regarding an unpaid Direct Debit on my Step Account. The unpaid item was my mortgage with Halifax. I use the Step Account for Direct Debits only so I…
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How did this happen?
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loans
hi im just new to this site has anyone had or got loans through g.e money and recently asked for a settlement balance to be told they owe more now than originally borrowed
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How do I work out the redemption penalty charge?
I'm looking at taking out a loan for around £9000 at an APR of 7.9% and have been told, if I pay it off early, there is a 1 months' interest charge on the outstanding balance. As there may be a possibility of paying it off early, I wondered how you could work out the charge. Can anyone help me with a simple formula you can…
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Paying off a Loan
Hi, I have a loan outstanding and wish to pay it off. I was going to get an Egg Money account to transfer some money from a credit card into this to pay off the loan, but I have been refused the Egg Money account. Any ideas how I can pay off my loan apart from having the money transferred into my bank account? PurpleFish
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overdraft help please !!!!!
hi... first post on here, i need some help with an overdraft i have with the halifax. got an agreed overdraft from them on 21/12/07 and recieved a letter from them saying this would last until 20/12/08 and it would be reviewed at that time. but just last week i recieved a letter from them again to say my current overdraft…
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settlement figures
we took a loan out last year with abbey. this year we decide we could pay it off so we asked for a settlement figure which they gave us over the phone. we have now been told we have to pay them another months payment even though they have given us the settlement figure and we have paid it off. we are confused by this. is…
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What does being guarantor entail?
My friend asked me this morning if i would be a guarantor for her loan, i know shes had problems in the past with getting finance her dh is self employed and shes been trying to get a loan for a couple of months and someone has offered her one but she needs a guarantor for this, someone with their own house and a good…
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short term small loan required....
i have a bad credit rating but have £700 i need to pay off asap or i will be further in debt, anyone any ideas where i can get a £700 loan i can pay it off within 4-5 months but need to pay a lump sum of £700 to clear debt.... i have a awful credit rating, anyone any thoughts?? many thanks
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Mis-sold by Loans.co.uk?
Back in 2006 we remortgaged our house in Wales as our current deal had come to an end. We wanted to increase the mortgage to get rid of a £50k secured debt consolidation loan we had taken out. We contacted Loans.co.uk to find a new deal. The original mortage they offered us was turned down because the valuer didn't value…
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Still waiting.....
I have been trying to reclaim PPI from a loan i have with Direct line , It was pased to the FO in Febuary and i am still awaiting a result i phoned again on Monday to see how this were going and i was told it hasn't been passed onto a officer yet ! just wondering how long on average does it take for the FO to reach a…
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Loan Needed - Help Please
Hi All, I posted a few months ago. I was in trouble with my mortgage, and having bad credit was finding it impossible to get a loan. I've struggled through and managed to find £4000. Trouble is, that was only half the amount. I am in desperate need of an urgent loan in the short term to repay the outstanding amount as my…
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Advice please, got MBNA, I think!!
Hi All, I received a response to SAR (Subject Access Request) from MBNA and it appears that I have been paying PPI on a credit card since I opened the account in Nov 01. On the copy of the application form I have quite clearly ticked no to PPI. I have drafted the following letter: Re Account no XXXX XXXX XXXX XXXX…
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Small 'Credit Building' Loan?
Is there anywhere were I can get a small loan for a person with a bad credit history? Its so I can build my credit history up bit by bit! Cheers Gary
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Urgent help needed
Hi, I am after a loan of £10000 to buy a car. My current car has given up and was on finance anyway, this is due to be picked up as soon as I inform them with no further costs from that point onwards. Unfortunately I have an ongoing dispute with a phone company regardign a default placed agianst me. this is currently being…
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how significant is the voters role?
Hi there, I applied for a 15k loan today with my bank who I've been with for 4-5 years now. I have a current account with them, savings account, credit card and a sharesave scheme with my employer all through Bank of Scotland. The 15k loan was to fund additional qualifications to a current pilot licence and the term I was…
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Parents lending child money -Is this allowed?
Hi, Does anybody know the law regarding gift tax when cash is given from parent to sibling? My parents planned to give me money as a deposit towards a house but i'm not sure if I will need to declare this on my next tax self assessment. How much can parents give their children before it is taxed? Thanks
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CapQuest Help
Hi all, I have been a long-term lurker on these boards and want to say thanks for all the great advice with regards us getting our first mortgage! However, this is a different problem completely. My husband received notification from CapQuest in 2006 saying he owed money to HSBC on 2 accounts. Although he had no clue about…
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help me please! im drowning
hi i need some advice i need a loan for £2000 to get me out of a hole that i sunk in to after an ectopic pregnancy and to get rid of a overdraft that ive been in for over a year now... i used a site called captial central (supose to help you sort out) and they put me through to welcome finance but there was alot of messing…
