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short term small loan required....

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i have a bad credit rating but have £700 i need to pay off asap or i will be further in debt, anyone any ideas where i can get a £700 loan i can pay it off within 4-5 months but need to pay a lump sum of £700 to clear debt....
i have a awful credit rating, anyone any thoughts??

many thanks

Comments

  • Can you approach the people you owe the £700 to and ask if you can repay over that 4-5 months?
  • tictax
    tictax Posts: 157 Forumite
    Robbing Peter to pay Paul is never a good idea.
    Have you got any friends/family who could lend you the money?
  • Hi there
    I would see if you have a local credit union, but normally you have to save first, then you can borrow 1 1/2 times your savings, its worth a thought, banks may not entertain you with having poor credit score and I would not try these Finance shops they may charge enormous interest rates, also your local CAB may know one.
    Good luck
    Regards
  • Try to plead with the people you owe the money with. Contact CCCS/NDL/Consumer Direct/CAB

    If you are on certain benefits you could apply for a budgeting loan.

    There is "Provident Personal Credit" but you will pay back £1155 or more!!!

    I don't think you could get £700 from a crisis loan.
  • i have contact the 2 companys which i owe money to to see if i can repay them over 4-5 month, just waiting to hear back from them, thank you for your help i know £700 not alot but i didnt want it to keep building and get in serious trouble
    thank you:money:
  • welf_man
    welf_man Posts: 564 Forumite
    Post 7 reported.

    Mel.
    Though no-one can go back and make a brand-new start, anyone can start from now and make a brand-new ending.

    (Laurie Taylor, THE no. 1864)
  • gm71
    gm71 Posts: 13 Forumite
    Reported post 7 too. You could try zopa.net or there's another one similar who's name escapes me at the moment. It was in the daily mail lastweek i think.
  • Just had a look at this site - looks okay, reasonable rates if you're credit rating is good. Not sure what it would be like for those with poor credit though,
  • Babu
    Babu Posts: 59 Forumite
    welf_man wrote: »
    Post 7 reported.

    Mel.

    Just to say, stay away from the joker of post #7 - their web whois entry is:

    Registrant :
    Name: Ravi Mishra
    Organization: Uk Financials
    Address: D 13 Jineshwar Vihar Gokul Township Virar W
    City: Thane
    State: MA
    Postal Code: 401303
    Country: IN
    Phone: +91.222512508
    Email: [EMAIL="ravi_mi@yahoo.com"]ravi_mi@yahoo.com[/EMAIL]

    Domain : personalhomeloansuk.com

    Administrative Contact :
    Name: Ravi Mishra
    Organization: Uk Financials
    Address: D 13 Jineshwar Vihar Gokul Township Virar W
    City: Thane
    State: MA
    Postal Code: 401303
    Country: IN
    Phone: +91.222512508
    Email: [EMAIL="ravi_mi@yahoo.com"]ravi_mi@yahoo.com[/EMAIL]

    Technical Contact :
    Name: Ravi Mishra
    Organization: Uk Financials
    Address: D 13 Jineshwar Vihar Gokul Township Virar W
    City: Thane
    State: MA
    Postal Code: 401303
    Country: IN
    Phone: +91.222512508
    Email: [EMAIL="ravi_mi@yahoo.com"]ravi_mi@yahoo.com[/EMAIL]

    Created on.......: 2006-03-10
    Expired on.......: 2009-03-10
    Last updated on..: 2008-04-04

    Domain servers :

    Name Server: ns1.servage.net
    Name Server: ns2.servage.net
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