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Problems getting egg money account opened
Having read Martin's solution of transferring your personal loan onto a lifetime balance card thus cutting the interest rate paid via an egg money account i have today tried to open up the egg account. However they have said that the computer cannot make a decision and i will need to be manually checked which will take…
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Want to come to my ITV1 Reclaim School?
ITV1’s Tonight with Trevor McDonald programme is looking for people willing to be filmed as part of a PPI Reclaim School, to be conducted by yours truly. To take part you need to be available for the day on Friday 19th October, in central London. The programme is all about reclaiming the insurance that comes mainly with…
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Got a loan, mortgage, credit card or store card
<SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">ITV1’s Tonight with Trevor McDonald programme is looking for people willing to be filmed as part of a
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Reclaiming PPI?
I have sent the first letter in recliaming the insurance from my husbands loan. It was sent on September the 28th, and I know they are supposed to send you a response within 14 working days which would make it the 16th of October (I think). Does anyone know how many days I will need to add on for the postal strike? Also,…
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quick money needed
I have reached a critical point in my finances and probably the worst time ever. After a few unforseen expenses ie break up with partner, moving house etc All my forms of finance are maxed out....credit cards, overdrafts. I am now getting charged and I am now having to stop a couple of payments to avoid further charges. I…
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PPI Reclaiming - need some help and advice
Hi there, I'm new to all this so please bear with me, just seen Martin's excellent video on reclaiming back PPI and got very excited. Now I've being paying this insurance for over three years now on a five year loan. I knew when I took out the loan I didn't need the PPI, but the loan was an extension on top of another loan…
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Help - Trying to get a loan but not had long credit history!
Hi there, I am new on this site and wondered if I could get any advice from you guys. I have been trying to get a loan to consolidate my debts of £7,500. I am struggling to get a loan with my credit history as I was in the army and was never on the electoral roll. For the past two years since leaving the army I have a…
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Unjustified Credit rating
I am having serious trouble getting a company to repair my credit rating. They claimed that I had missed two payments on a loan when in fact the loan had been paid in full. They are now refusing to write back to me and my credit rating still shows two missed payments. Can I do anything to put pressure on this company…
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have i got any chance in getting this loan?
Hi, in December i'm going to need to get a £10,000 loan. my situation is that i'm 20, do not go to uni, have a full time job as an assistant manager and earn just over £17000 per year. i have three credit cards, one master card, one visa and one amex. I always pay off my cards every month but 2 months ago i missed a…
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Toyota Financial Services
Hello, I'm looking to buy a new car (my first ever!!) and I am in a bit of a dither about the best way to finance it - I was hoping that some of you nice people might be able to help me out with a bit of insider knowledge!! I currently have a loan with Egg at 7.9% @£350 a month with £9800 outstanding. It will be cleared…
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PPI - A and L cancelling, claiming, payment breaks
I am so upset right now and is wondering if anyone can help me. A year ago I took out a loan with alliance and leicester, (£5000, three years) i foolishly took out payment protection having not taken it and been turned down previously (thats a different story). I took out the payment protection, I tired to cancel it after…
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overdraft withdrawn
NEED ADVICE URGENTLY Abbey have withdrawn my £1400 overdraft.IT isnowat£1900 due tocharges and going over overdraft rate. I pay in £100 per month but they wanted £140 at least. I toldthem icould not afford that much and now they are going to register a default in 28 days if i do not clear the full amount.
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ppi (can I claim)
i have insurance with aloan at lloyds tsb and about 21/2 year ago,iwas unemployed and tryed to make aclaim. but because i had done three months temp work previous, instead of claiming job seekers allowance and claiming on the insurance (because i wanted to keep paying the loan off and did).They said i wasn't intitled to…
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Can you cancel PPI on a loan??
Hi, I have a loan with Egg with which I took out PPI. I have just discovered that as I am self employed this is basically worthless. Can I cancel this? Thanks. P.S I'm not trying to reclaim what I've paid already - I just want to cancel the rest of it.
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Which Loan Company for service
My daughter is about to take out a loan and the best rates appear from - Your Personal Loan, Sainsbury Bank, Moneyback Loan Bank, Masterloan, BOS, Halifax. Similar rate from all of them but which one gives decent service, quick response and will not bombard us with heavy sales calls. Anyone has experience of any of these…
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Need help in getting loan. Turned down by Halifax
Hi Guys, I have just been turned down for a loan by Halifax (Online). I am after a loan for £15000 to pay off a tax debt. Who should i approach next. I had 3 credit reports about 9 months ago: Experian ......... On electoral Roll for 15 years and check for opening of current account recently. Thats all. Equifax ...........…
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Just received my loan...
Hi all, I have just received the loan from AL into my bank account and I am just trying to decide the best thing to do with it (seeing as I have debt all over the place) The first thing I am going to do is pay off the 2 credit cards that I have with large interest rates. That will leave me with about 2k to decide what to…
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Halifax c/card PPI - advice required!
Trying to reclaim from the Halifax: Have sent a claim to the Hellifax for £1900 worth of reclaimed PPI, and they have today written back saying no, bog off, or the banking equivalent of that. Their nonsense letter is incoherent rot containing such magnificent displays of written English as, "You have made two claims on…
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A plea for help to the numerically literate
I'm in the throes of trying to buy a car and, while I have enough in savings to be able to buy the car outright, I am trying to calculate whether or not I would be better off to use the dealer's credit and tuck my money away in the meanwhile. Here's the scenario: I have told the dealer that if he can benefit me to the tune…
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Bank loan or use own money?
I have just bought a small business for £39,000. I have most of the money but I wasn't sure if it would be best to use a bank loan for £10,000 for tax relief etc. Or is it not worth it and just use some savings from premium bonds. I am english but I have lived in france for the last year. my business is in the UK, I can…
