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Help - Trying to get a loan but not had long credit history!
Hi there, I am new on this site and wondered if I could get any advice from you guys.
I have been trying to get a loan to consolidate my debts of £7,500. I am struggling to get a loan with my credit history as I was in the army and was never on the electoral roll. For the past two years since leaving the army I have a mortgage which I have never missed any payments for, yet am unable to be accepted for a loan - can anyone tell me where I can go from here?
The only thing I can think of is a phone bill which I have missed a few monthly payments on, that could have affected my credit rating?
Any help or advice would be greatly appreciated.
Many thanks!
I have been trying to get a loan to consolidate my debts of £7,500. I am struggling to get a loan with my credit history as I was in the army and was never on the electoral roll. For the past two years since leaving the army I have a mortgage which I have never missed any payments for, yet am unable to be accepted for a loan - can anyone tell me where I can go from here?
The only thing I can think of is a phone bill which I have missed a few monthly payments on, that could have affected my credit rating?
Any help or advice would be greatly appreciated.
Many thanks!
0
Comments
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consolidating is not always the answer, pop over to the debt free wannabe board, post your soa and someone usually will give really good advice
if are set on getting a loan then your bank may be the best bet since they have insight into your account comings and goings0
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