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quick money needed

headcoat
headcoat Posts: 224
Part of the Furniture Combo Breaker
Forumite
I have reached a critical point in my finances and probably the worst time ever. After a few unforseen expenses ie break up with partner, moving house etc

All my forms of finance are maxed out....credit cards, overdrafts. I am now getting charged and I am now having to stop a couple of payments to avoid further charges.

I know this is just a small glitch and if I can ride the storm for a few months will be back on track.

Basically because of the financial state of the economy no one is increasing limits, and not even refunding charges due to the claim going though.

I am looking for a short term loan of around £500, obviously with as low interest as possible. Not keen on going down the Provi route, anyone got any ideas.

I am frantically selling stuff to try and get back on track but this takes times.

Thanks

Comments

  • Rafter
    Rafter Posts: 3,850
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    Going to be tricky in the current environment, particularly if you are maxed out on credit cards etc.

    If you are a home owner that might help but for such a small amount, the arrangement fees will be punitive.

    Your best option seems to be to go to your bank and have a review and see if they will sell you a consolidation loan to get things back on track.

    Just make sure you don't sign up for PPI or if you do that you cancel it in the cooling off period.

    Good luck.

    R.
    Smile :), it makes people wonder what you have been up to.
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