-
Help!!- Northern Rock Loan
Hi I'm after a bit of advice... I've just got a new job which is involving me relocating but because of the nature of the job I'm not able to get much assistance from the company with regards relocation costs. I've got a house to sell (so agents and solisitors fees there) and I'm having to pay out a bond and a months rent…
-
Nearing a breakdown
Hi, I know from experience long posts on forums can be instantly off-putting so I will try to be concise but I feel it best I explain my whole situation so as not to waste people's time. This is pretty much a desperate snatch for me, posting here; I've spoken to the CAB, I've talked to loads of companies and counsellors on…
-
car on hire purchase
need advice for my son --he has a car on HP, has paid over half. The car is a Rover and the head gasket has gone and cooked the engine so its useless. This is the second engine to go the same way. He has £5000 to go on the car. Anybody have any idea on what he can do ? The finance people will take the car back if more than…
-
New record levels of personal debt...
Forgive me if this has been posted already but I'm gobsmacked by this statement http://business.guardian.co.uk/story/0,,1981478,00.html £1 trillion = £1000bn! 0.3 trillion = £300bn Assume all borrowers are about 30 million in total (half the population - excluding children, non working family members, pensioners in…
-
Live in London & need help with cutting the cost of your loan?
Tonight with Trevor McDonald is making a film about Payment Protection Insurance and how there are savings to be made by the canny consumer. Martin will be running a "loanbusting clinic" at the Plaza shopping centre on Oxford Street on Fri 5 January and the Tonight cameras will be there. If you have any questions to ask…
-
Help
I have applied for a loan through the AA and have been accepted, though not as much as I wanted to borrow. I now want to get a 0% credit card to transfer the rest to so I can start paying it off. Does the fact I have applied for a loan and want to apply for a credit card so soon affect my chances of receiving the card?…
-
Side Extension Finance Needed
My parents would like a side extension on their home and got the plans and permission ready. The problem is that they are retired and getting state benefits. my parents house is freehold as the mortgage been paid off and is worth about £145k. How will my parents finance for their side extension which will cost bout…
-
Advice please.
Hi. I will try and be as brief as possible, whilst containing all the facts. My girlfriend, now wife, took a self certified (self employed, banks wouldnt touch her), interest only, 2nd Charge Loan against our home (she is the registered owner, and she has a previous mortgage), because we wanted to invest in a new business…
-
Lender hasn't provided CCA
Hi, I have asked Blair Oliver & Scott for a copy of my CCA for a Halifax debt they are pursuing. They haven't provided it yet are still sending me threatening letters. I presume they're breaking some law by doing this - can anyone suggest what I do? Thanks
-
Admin Charges on Loans
Has anyone got any advice on how to reclaim the excessive charges imposed by Finance Companies? Shortly before Christmas my 85 year old father got a settlement figure for the last 6 months of a 5 year loan he took out for some home improvements. He remembered to cancel the direct debit but forgot to post the cheque. His…
-
Admin Charges on Loans
Has anyone got any advice on how to reclaim the excessive charges imposed by Finance Companies? Shortly before Christmas my 85 year old father got a settlement figure for the last 6 months of a 5 year loan he took out for some home improvements. He remembered to cancel the direct debit but forgot to post the cheque. His…
-
New loan to unemployed OPF
I am soooooooooooooooo mad today. My step daughter (bless her) had a baby boy in August, BF left her in April, (told her he was a waste of space). Had baby Ok, Had a bank loan for several years 7.5k over 4years. (Dont know what she spent the money on) Anyway , today she goes into the bank to reduce her payments, so they…
-
£600 loan, to be repaid over 12 months online?!
Hi guys I have a prob where i need a £600 loan which I'd like to repay over 6 or 12 months. I'd like it to be a paperless loan (like payday loans - i cant use them though). Can anyone advise?? Ta
-
Is another loan the right answer?
I currently have a loan with TSB which is due to finish August 2008. I have also managed to run up debts amounting £12,500 on 2 credit cards, one is TSB - £10,000 and the other is Virgin - £2,500. I currently pay £177 for my loan a month and pay £200 and £50 on each credit card. Would it be best to get a loan to pay all…
-
What are my chances?
Hi all About 3 months ago i got a 25k loan over 44months with lloydstsb. This was to consilidate some debts, i also did the same thing about 6months prior to that loan. Basically I was silly with my money when i was single. However I now want to move out with my fiance and need a 25k loan over 10years so my monthly…
-
Getting a Loan with Lack of Credit History
Hi, My brother is attempting to get a loan for £5000 to get a car (instead of buying cheap cars which keep going wrong and costing him lots of time and money to fix). He is 21 years old and on the electoral roll at my parents house. He has no credit card and has HSBCs standard current account. He has never taken out a loan…
-
sterling green
hi all, not sure if this is the right place but if not could one of the mods move it please? my debt is being managed by a company called sterling green, they were able to save me over 100 a month, frezze the intrest on my OD accounts and generally make me feel better........ ....... i have recently started getting letter…
