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payday loans
best places to get payday loans No way to get credit card etc so please dnt say that etc. and cant borrow either from friends or family
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Black Horse Finance
Hi I have just taken out a secured loan with BHF & was given the loan at 9.9% if i took out their PPI. I clearly stated that i didnt want PPI, they replied that if i didnt take their PPI that the intrest rate would be anything between 13% & 29%. After thoroughly reading the documents there was a cancellation clause stating…
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Need to borrow £15000?
It will be unsecured. Can anybody tell me the best place to get it from?Many thanks in advance.
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APR v AER
Usually loans are going to cost more in interest than you would earn in interest, so in general it is worth paying off any loans with savings. However this is not always the case. If you wished to retain some liquidity it may be worth keeping the loan, particularly if the interest earned offsets the interest paid to some…
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loan and early settlement - abbey
i phoned and got an early settlement of my loan with abbey for 9.2k yesterday as i have the means to pay this off now. ive heard that its best to pay of a major chunk - say 8k and wait a week or so then get an early settlement as early settlement works on soemthing like 60days interest. does anyone know if this is the best…
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Northern Rock SelfCert Rip-Off
I have recently applied for a Northern Rock Self - Cert Mortgage as I'm self-employed. Their rates were appealing and both I and my broker were under the impression that my accounts did not need to be provided nor income proven. Northern Rock had charged me £460 for a survey which was completed within days. After the…
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loan bank account checking
hi i have a loan with the alliance & lstr and require a little more, 5k, for another car. I have seen rates cheaper with other lenders incl the co-op who i have a basic account with and not used much. can anyone tell me what another lender would check against my a&l account? would the A&L disclose my bank statements to,…
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Debt demand sent to wrong address
I have received a demand from a debt collection agency to someone at my address that I have never heard of before. The demand is for HP on a car in the sum of £6K. I have lived at the address for 20 years. When I rang the debt collection agency they said their tracing agency must have made a mistake and they said that they…
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Maximum Unsecured Loan?
Is it possible to borrow more than the £25k that I see readily advertised, as an unsecured loan?
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cheapest unsecrued for £15,000
cheapest unsecured for £15,000 I have a good credit rating. any help gratefully received. Regards Lee and have a safe and happy Christmas
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Returned "overpayment"
A long story but basically we recently settled a secure loan after restructuring our finance and as the loan was secured on the house our mortgage company said they needed to settle it as we were taking the charge off property. Fine no problem. We received a settlement figure from the lenders which was duly paid in full. A…
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Nationwide Carrot on a long string...?
Nationwide are offering a £50 'Lure' if you transfer an existing Loan from a Bank on their list providing you fulfil certain criteria...most are easy to match.. I did the business moving a loan from First Direct (A Division of HSBC) and duly applied for the £50.....only to be refused as it wasn't on their list! Now as far…
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Career Development Loan in Disquise....I need some advice
This is my first post so please be gentle...... In September 2004 I took out what I thought was a CDL but I was wrong. I took out £20,000 payable over 72 months at £366.67. I was advised by my local HSBC branch that the payments start in September 2005. To my shock my loan has been acummulating interest since Sep 2004!!!!…
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Personal Loan advice
Hi all, Am new to the forums but been on the emailing list a few weeks :xmassmile I am employed, have a good credit score and would like to apply for a 25k personal loan to buy a new car. Does anyone have any advice pls ? For example, will someone call me from the prospective loan company and give me the third degree ? Is…
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nationwide
Has anyone had any dealings with Nationwide's loans? I am looking to switch my existing loan to one with a better interest rate but as my credit history prob not good enough to go for one of the loans that offer a typical rate I thought I may give these a try. Does anyone know whether it is fairly easy or difficult to get…
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Help/Advice needed !!
Im currently in debt of around £2100 to 2 credit cards and an overdraft, Have been trying to get it down over the last few months but I just dont seem to be getting anywhere and have missed a few months payments now due to be being just stupid and spending it on nights out and clothe's etc etc.. I have applied for a few…
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Vicarious TSB loan negotiations
Hello regular debt free wannabe here. OH and I have credit card debts and one consolidation loan with Lloyds TSB. On behalf of OH I have brought all the cc debts down to low life of balance APRs and am snowballing repayments to minimise interest charged. Now that i've got the CCs under control my mind has turned to the…
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Not impressed with Lloyds TSB
they have sent me 2 mail shots about getting a loan. So when I got the second I had a good think & did my sums & decided to go for consolidation, 1 payment, 1 lot of interest. Through the mail shot & the call it would seem that apart from formalities the loan was approved. They asked for copies of my other bank statements…
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£2k best rates?
Ok so stupidly I bought a camera on store credit at the beginning of this year for £2000 and surprise surprise I have not paid any of it off yet (several unfortunate circumstances happened throughout the year with money). It is due in early February in full or I will get stupid interest rates. I doubt that I can get £2k on…
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PPI Victory - it can be done folks !
Hi All. I originaly posted this on debt free wannabe but thought it would help here also.... At the beginning of November I posted about cancelling the PPI I had on two loans With TSB. I was told over the phone twice I could not cancel as its more than 30 days since the start date of my loan. I decided to put my request in…
