cheapest unsecrued for £15,000

beckyboo_3

cheapest unsecured for £15,000 I have a good credit rating. any help gratefully received. Regards Lee and have a safe and happy Christmas

johannamse

See here...

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1099314935,42333,

chriz1000

Today I got a loan with the AA for £15,000 APR is 5.9% over a 5 year term.
They do go on about payment protection a bit and try to negotiate some sort of cover, but just stick to your guns and insist you don’t want it. Worked out under £300 a month without the protection but was closer to £400 a month with the protection.

Rafter

Should be able to get a sub 6% loan as long as your total unsecured debt (existing credit cards and loans) are less than 50% of your annual salary.

If you get offered a nasty APR first try have a look at someone like nationwide who offer the same loan rate to all applicants. The extra interest per month is only likely to be a few £'s.

Most loan companies will really want to flog you payment protection insurance - it is the only way they can make any money on rates less than 7%. Just tell them that you have taken out insurance with a broker for a much lower price then they are charging.

Good luck.

R.

kinyo298

Chriz 1000, av you got a telephone number for the AA where you got your loan please. Was there any hassle getting it?

YorkshireBoy

kinyo298 wrote:

Chriz 1000, av you got a telephone number for the AA where you got your loan please. Was there any hassle getting it?

0800 0968485

quoting...
ACTAA1 (Car Loans),
APTAA0 (Personal Loans) or
AFTAA0 (Personal Loans - No Early Repayment Fee)

http://www.theaa.com/finance/finance_home.jsp