-
Loan Protection Insurance - got it but dont get it!! HELP!
Hi all, Usually on debt free wannabee - but query re Loan Protection Insurance as trying to sort how much bloody debt I owe! Got a loan from Natwest earlier on in year - made four payments in all and yup I took out insurance. Loan £21,000 Loan Protection Insurance £5452 Interest £5475.20 @7.9%APR Total to repay £31927.20…
-
Loan for a Business (but not a business).
Hi My Wife has decided that she wants to buy a local Hairdressers. The business will be leased, therefore (as far as I know), we wont be able to get a business loan. So what options do we have to borrow approx £20000 ? Any suggestions what kind of repayent period we should look at ? Is starting a business a valid reason…
-
Cheapest way to borrow approx £6000 for home inprovements
Hi Just wandered if anyone could help, as MSEs usually can!! we are having double glazing fitted and doing some home improvements. we want to borrow approx £6000. £7000 tops. we have current mortgage of £51000 left owing on a house worth approx £100,000 (based on local house prices and sales, it will probably be a little…
-
Help needed - change of loan now or later?
Hi all, I'd really appreciate your thoughts on whether it is best to change my personal loan now, or later. Currently I have a Lloyds TSb loan of which the settlement would be £3200. The loan is at 17% interest, includes protection insurance and has 44 months to run. I also have an overdraft with Lloyds of about £2000 and…
-
12 daily pro
Hi. Has any heard or used this money making scheme "sounds like pyramid selling" Sam.
-
12 daily pro
Hi. Has any heard or used this money making scheme "sounds like pyramid selling" Sam.
-
£25k unsecured with 18mth payment holiday?
Does anyone know if a loan like this exists? I am looking to undergo training for a career change and it'll mean that I'm out of a job for about 18 months (so unable to afford any repayments). Thanks, Flashfly.
-
Pay off Mortgage with unsecured loan?
Hi all, my current flexible mortgage deal comes to the end of its discounted rate in May next year. The rate will jump from 4.75% to 5.5% with about 18k outstanding on the mortgage. At the current rate of payment (overpay when I can) I will pay it off in about 6 years time. However, if I can get an unsecured loan at say…
-
The best way to finance a car?
Hello I am considering buying a new for around £5000. Unfortunatley i don't have the £5000 in cash and am looking at the best way of financing it. I don't want to pay interest if possible and can afford to pay £100/month. Am i searching for the holy :A grail or is there a way??? Regards Richard79
-
Criteria for applying for a loan?
Hi We are wnating to buy a house but cant without a 5% deposit, so am I able to apply for a loan if I am in temporary employment or does it have to be permanent? Unfortunately my husband who is permanent in employment has a CCJ on his name so cant apply for a name, just trying to look for ways to be able to buy our own…
-
Where to get a loan when you have defaults?
hi, i have about 7 defaults on my credit history all of which are now settled but still there due to the 6 year rule. I have a loan with my bank but the interest rate is high, i believe this to be due to me have a CCJ at the time which i later found out about and had removed as it was from a car crash and shouldnt have…
-
Does anyone know about business loans?
Hi all, I'm hoping to start up a business which will require a large business loan. Even with a 75% business loan, I'll still need more cash, so I also will be using money lent by family members which I will pay back as though it was a loan. The question is, will the providers of the business loan care that I've also taken…
-
Home loans
any advice on securing a home improvement loan?
-
Provident rip-off
This is one to avoid: Provident Loans. Borrow £500. Pay back total of £825. Typical APR: 177.0%. Incredible, isn't it. And yet there are people out there, who need £500 for 'shopping', who will fall for this. Aunty Margaret
-
How to avoid early repayment fees on loans
When I worked for the "Bank", I used to sell loans and the like (I have since got out of that game) and got a few tips on how the banks work, one of which is how to avoid paying early repayment fees. This is where the bank try to recoup as much of the interest that they will lose by you paying off your loan early. Some…
