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Is it possible to transfer a S&S ISA
Hi guys, Might be a daft question that has probably been asked several times in the past but I've been trailing through this forum all night for the answer. Anyway I have a S&S ISA with bank of scotland, and is currently worth approx £20k. I have read that BoS are one of the poorest performers for investments, which I have…
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What is the best ISA for me?
I want an EasyAccess ISA that allows me to put in deposits from my main current account each month and has an online banking system with decent interest %. Once I have got the ISA yearly limit in, when the new tax year comes around 13/14 I will look at transferring the existing 5600 into a 2 year fixed interest ISA with…
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Another Basic ISA question
65 next year and am looking to reduce some risk on my investments. Don't need to generate loads of income. I have around 100k in UT ISAs I have around 30k in UTs but outside ISAs I have around 20k in cash ISAs with various companies, M&S, Principality etc. Can I transfer say 20k from a UT ISA instantly into a Cash ISA?? Or…
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NatWest E-ISA - help/advice please
I logged into my NatWest E-ISA and noticed that the interest credited to my account monthly has steadily decreased since June. I have not made any withdrawals and in fact have made monthly deposits into the account. I have spoken to NatWest and I'm waiting for a manager to call back but I have initially been told that the…
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Help with understanding ISA please
I have a Santander 3.3% instant access ISA opened on 27/3/12 and 5340 was put in it. It has a bonus on it so the rate will drop on 27/3/13 and I will move to a new ISA Interest is paid annually so does that mean if I now put in 5640 in it (as this years aallowance) I will receive the interest on 5340 for 7 months and the…
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Santander Major ISA interest
I hope this doesn't turn into a Santander bashing thread but here goes. Has anybody else checked their interest credited on the 2 May 12, mine is completely wrong, I transferred an existing Santander ISA which was done in 1 day and an external transfer which took a lot longer (done on the 12 Apr 12 so a very busy time ISA…
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opened an ISA but haven't put money in
Hi folks, just a simple question I've opened an ISA for this year recently but haven't put anything into it, does this mean I can't change my mind and open and use a different one instead? Thanks
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Are Cash ISAs more trouble than they're worth?
I used to have a TESSA with "Firm A" (I'd rather not name them). This eventually became a TESSA-Only-ISA. I'll call this "Account 1A". Meanwhile, I wanted to save some more cash. As far as I know, I was not allowed to deposit any more money into Account 1A, so I opened a new Cash ISA ("Account 2A") with the same provider.…
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Santander Issue 9 cash isa question
I opened this Isa at the end of April this year. At the time the opening requirement was £2500. The £2500 was deposited but I haven't added to it since then. Am I able to withdraw should I need to without having to close the account? I'm not certain if the opening requirement amount was only to open the account with or if…
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Lock in Fixed Rate now or wait until March?
My husband and I are looking at opening our first Cash ISAs and are planning to do a two-year fixed rate for one of them. From what I've been reading, it sounds like good deals come around in March each year. I wondered if you think it would be a good idea to put both of our ISAs in an instant access ISA at the moment, and…
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ISA Cancel
Hi forum, Last year I put two thousand pound into a Fixed Rate Cash Isa with Lloyds TSB. It's been a year and I received my yearly interest about a month ago but I've come across a problem which I require my ISA to be canceled so I can get my money back. Is this possible? Thanks
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Combing cash ISAs
Hello, Sorry if this has already been covered but I have used the search facility here and Google and cannot find a clear answer to what I want to know. I have two ISAs, one from last year and another from the year before, they both have taken full advantage of the tax free allowance in each year but the accounts they are…
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How to find out all ISAs held?
Hi, my father has just passed away and I am dealing with his estate. I know he used his whole ISA entitlement each year, but can't seem to find all the paperwork. Is there somewhere I can go to to get a list of all his ISAs? They will all be linked to his NI number, so surely an easy thing? Many thanks
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Junior ISA Question
Hi Have a quick question about the Junior ISA account I recently opened one for my child but I have never received anything in the post regarding the account being opened etc I got given a print out in the bank with the sort code account number and terms etc but I was expecting to also receive something in the post just to…
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CPI Figure for September 2012
I believe it's out on Tuesday 16th October, any guesses as to what it may be? Next years ISA allowance will be increased based on September CPI so it's worth knowing.
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Virgin Money ISA
Just signed up for the VM ISA. I was surprised to see that you dont credit the account with an opening balance right away, unless i missed something! Also you cant access your account right away the e-mail says you get access the next day and VM online account says pending.
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How on earth do you get through to Marks and Spencer?
I had a letter about the change in interest rate for the Advantage cash ISA - 3.00% to 2.75% so I decided to take their advice and ring to see if it is possible to move to another of their ISAs. What a frustrating experience. Well, calling their number on different days, different times of day for 10 mins, 10 mins, 25…
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Basic question (sorry!) Cash or stocks ISA?
Hello, I haven't got an Isa for this year, but looking at the guidance on this site , I will. Is a cash Isa better to get first and then look at getting a shares one? (That's assuming I can save over the £5k cash Isa allowance) Any help appreciated
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How to find out interest rate on Santander Cash ISA?
Afternoon, I transferred some money into a Santander Cash ISA in early September, attracted by the 3.30% interest rate (Issue 9). Unfortunately I missed this by a few days, when it became Issue 10 and the rate dropped to 3.00%. However, when I log in online, the account is listed as an Issue 9. Is there any way of double…
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Virgin Easy Access Cash E-ISA 2.85%
Hi, I am thinking of opening a new e-ISA with Virgin : Virgin Easy Access Cash E-ISA 2.85%, and transferring my monies from my current e-ISA held with Nationwide. My current Nationwide e-ISA bonus rate expires soon, on the 31st October 2012. But I have a couple of questions I would like to have answered before starting the…
