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I made a mistake choosing my ISA, can I transfer to a new one?
Hi all, I opened a two-year fixed Santander ISA back in July, with the intent of putting a set amount into it each month. Completely my fault, I didn't realise that after the initial 14 days, Santander doesn't allow "subsequent additional deposits" to that particular account. Only realised when my monthly standing order…
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Isa Transfers
My Husband has an Isa which has reached its deposits for this year....its with Natwest and its a 2% interest rate. So to continue saving I am looking to open an Isa, Can we Transfer his money into my new Isa as the interest rate will be higher?
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Query opening Virgin ISA
The rate for my 2011/2012 ISA with the Nationwide is due to reduce at the end of this month. I decided to transfer to the Virgin (Northern Rock) easy access ISA. I've set up an online account and started the process of opening the ISA for year 2012/2013. Whilst filling in the form on the declaration it states:- "I have not…
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Does this sound ok to you.
On Saturday I went to my local Virgin money and opened an isa for my daughter (aged 17). I deposited £2000 of her allowance. Yesterday my mother and daughter went to the Halifax and where advised to change my daughters savings account to a junior isa. They did this transferring £2300. My daughter told the lady in the…
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Santander ISA not paying interest
Hi all, I took voluntary redundancy earlier this year, so opened the Santander 3.3% ISA and maxed it just before the end of the last tax year, then did the same this tax year. Total funds paid in of £10,980. Six months later and my balance is.... £10,980. Shouldn't I be seeing some interest accumulating? I know some of it…
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Multiple ISA contributions
Sorry if this has been asked or answered recently, I just hope someone can give a quick confirmation of whether it is possible to make contributions into more than one S&S ISA account in any one year. Quick example of what I'm describing (11K annual allowance) year 1 - open new S&S ISA (A) and contribute 11K year 2 - open…
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Isa for 16 year old
Hi...i wanting some advice...My child is almost 16 and has a savings account that give's (a very poor) 1% interest and would like to open up an isa...can anyone advise which is a good one to open up...and which can be tied up for 2 years....many thanks in advance
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Hi
Hi, its my first post here so greetings everyone, I need to put some money aside for next year (between 1.5-2k) for a business launch ,can anyone suggest anything, i've looked at a lot and most seem to have a 60 day withdraw notice period which is fine but i don't want any nasty surprises when i do it. The ones that i…
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Basic ISA question
Hi all, I'm sorry, I'm very new to this and although I've read through the guides I'm struggling to apply the knowledge gained to my personal circumstances. But I think it's hopefully a simple question... I have one cash ISA with The AA, on interest 3.05% with the full £5340 allowance for 2011/2012 in it. It was opened in…
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Are ISA's under threat from Govt austerity measures?
Listening to George Osborne today he stated that the further £10bn cuts on the welfare budget over the coming years would also be coupled with the "higher earners" paying more on tax etc. However he ruled out the mansion tax and one would assume the Tories will not raise the income tax %. He did make a statement that the…
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Metro Bank
Wonder why MSE doesn't include Metro Bank in it's top 1 year fixed ISAs? Rate is 3.25% from 1£ and transfers in accepted.
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Halifax Junior ISA - Cannot View Online
I just rang Halifax to find out why my daughter's newly opened Junior ISA was not showing up next to my own online ISA on their website, as suggested by the lady who we opened it with. Apparently, the junior ISA has been pulled from online views for security and Data Protection issues. :rotfl::rotfl: Must protect our 2…
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isa incorrectly transferred too early
Hi, hope someone can assist My parents had ISAs from 10-11 with AA which the interest rate was going to drop from mid november, so we sent off the transfer form to Aldermore with the box ticked for "do not transfer before X date" and the date we wanted the transfer to go through written down Aldermore then sent the request…
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Simple stocks & shares ISA
I keep thinking I should save into a S&S ISA as well as my cash ISA. Especially as I may soon have more 'spare cash' than I can put in a cash ISA. My only previous attempt at a shares ISA was a Halifax ISA Investor in about 2004 which at the time seemed to give a fairly good return. At one point I was getting about 20% per…
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Rubbish Halifax funds - what to do?
In 2007 I invested £1,200 in a Halifax FTSE 100 tracker. The performance of this was not great, and in early 2011 I "switched" to more adventurous funds from Halifax (including smaller companies, special situations etc). It seemed a worthwhile gamble at the time, as the annual management charges were the same !! Over the…
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cambridge isa
I looks that cambridge 3year tracker isa is best out there you cant go wrong. has anybody had any dealings with them
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Monthly vs. annually paying ISA (Virgin Money)
I have a question about annual paying and monthly paying e-ISAs... For example, the Virgin one can be set to pay monthly or annually — when I use the calculator on their site, it tells me that with the monthly one, I can save more than with the annual. I always thought that annual paying had higher rates? Is this to do…
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Cash Isa - Help please
No doubt this has been answered before but I have searched the forum and cant find it. I have a cash isa with £11,000. I have not made any deposits into it in this financial year 2012-2013. In September I withdrew £10,000 for a large purchase. In a few months time I will have some funds available to save. Can I put them…
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Confused - transfering isas
Hi there, I have isas from previous years that now have very poor rates, and I've been meaning to do something about that for ages, but not got round to it. I have an isa that I set up this year and am regularly paying into it. Can I set up another isa purely to move the previous years isa money into? Or does the fact that…
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messed up isa allowance
Opened a Santander 2 year fixed ISA in June 2012. transfered my previous years from old ISA provider and deposited an initial payment of £1000. I have made further payments each month since. Tried to make a payment last week but couldn't. Got a message which didn't make any sense so contacted Santander via email and was…
