-
Isa cash withdrawal
I have a problem getting my head round the isa rules. Can you help? If I open a 'new' isa this year, say with £1000 and keep my 'old' isa open. Can I draw cash out of my 'old' isa without affecting how much allowance I can put into the 'new' isa?
-
Removed
Issue Resolved
-
ISA novice question
Hi all. I started saving in an ISA for the first time last year and have received a letter notifying me of the end of the promotional rate so obviously want to transfer to a new one. However... ...before I realised this was something I should be doing now, I paid in one payment after April 5th. Does this mean that I cannot…
-
Barclays Golden ISA Issue 3 - Exit Fee or Notice Period?
I've spent half an hour scouring the Barclays site, but I can't find out whether there is an fee for transferring this ISA to another provider, nor whether any notice period is required for such a transfer. Does anyone know? (Looking to transfer to a NatWest e-ISA, if it makes any difference).
-
Halifax FRISA
One of my 2 year FRISA's with Halifax matured on 17th April, over a week before I contacted them to advise that when it matured I would like it transferred into another fixed rate and also add in this years allowance which was sitting in a BoS current account. They said this would be no problem, all should go smoothly.…
-
Is this level of specifics normal?
Ive opened many accounts online/postal for my elderly relative over the past few years, and I dont ever recall having this problem before. Previously when providing ID, Ive sent various items with just her initials and surname above the address as well as sometimes something bearing her whole christian name and never had a…
-
Transfered ISA without using the bank form!!!!?
I have been using an ISA for a number of years, but sometimes get confused by the procedure laid out for transferring funds between accounts. Last week I opened a new ISA for 2012-13 and mistakenly transferred the balance from last years account to the new 2012-13 account without using a form suggested by the bank. The…
-
santander transfer form - existing account number
is it the 6 digit sort code + 8 digit account number? and whats barclays bank plc address? i got the reg office 1 churchill place e145hp and whats their phone number?
-
Changing ISA Provider
How often can you change provider? Back in March change my Halifax to M & S and it just seems to be such an effort to deal with them with regards to the savings? The certificate came thrugh ok but setting up the DD and making payments ino this account seem to be so much hassle. They have no online facility or automated…
-
halifax
Hi. Looking for more help for my Dad. Had a few grand and when depoisted told he had to speak to someone! (no idea why he HAD to like). Anyway got talked into a 4 year fixed isa that is completly usless for what he needs. I know he signed etc but my dad really isnt good with it. Anyway when i seen it it has a 14 day cancel…
-
No Index-linked Savings Certificates this year
From the Telegraph: "National Savings & Investments has confirmed that it is "highly unlikely" its popular Inflation-linked Savings Certificates will be returning to the market this year. Gill Stephens from NS&I said that the Government's "Net Financing Target" for 2012/13 was too low to offer the product. NS&I is not run…
-
being sensible or missing something?
I need a little advice/reassurance re: my isa accounts, if I'm missing something. My accounts got alittle muddled by santander last year ( £4000 was put into an old isa and said they couldn't rectify their error and put it into the isa I had asked.) Anyway, I am now left with: * ISA 1 (fixed term ending 01/08/12) approx…
-
Santander 2yr Fixed - Can I have 2 accounts?
I opened a Santander 2yr fixed account in March 2012 by transferring my existing 2011/2012 allowance. As part of the T&C of the account I was able to pay in my 2012/2013 allowance into the account during a short window after 6th April which I did. I now have another ISA from 2010/2011 tax year (which is just coming out of…
-
Taxation on income from S&S ISA?
I'm thinking of taking an income from my S&S ISA, but I'm confused about the tax situation. I know that, generally speaking, both dividends and interest from bond funds are taxed at source, but tax on interest can be refunded while dividend tax cannot. But what difference, if any, is made by the fact that these investments…
-
Isa regular saver
I would to dripfeed £470\month into Nottingham Building Society paying 5% interest. Problem - branch based account - I don't live near a branch. Any recommendations for similar account please.
-
Son 16 in September - which ISA do i/can i open for him?
This year, with the majority of debts now out the way, i wanted to start saving for my children. My daughter is easy, she is about to turn 14 so i thought a childs ISA will be fine for her. However, my son is 15, 16 in September, so i didnt know what i should do for him. Do i open a childs ISA and then an adult one at 16?…
-
Bank of Scotland ISA Direct Reward - interest reduction
It's currently 3% but I got a letter a few weeks ago saying it's going down to 0.5% on 1st May this year! Absolute joke. Going to transfer the money to my Online Saver which gives 2.8% but not tax free. Do I have any other options?
-
Transferring existing Halifax ISA to new Halifax ISA
Does anyone know exactly how this is done? Last year I'm fairly sure I did it over the phone (I opened a new one for 2011/12 online and then called and asked them to transfer my 2010/11 one). However, this year I called and they said they can't do this and I have to fill out a form??? Anyway, on the form it asks for the…
-
Transferring existing ISA and adding to it?
Hi, Just want to check a couple of things as this is my first time doing this. I have an existing cash ISA from last year with Virgin money, I now want to make sure I am receiving the best rate for both this existing ISA and a new ISA for this tax year. Looking at the guide it appears that for transferring in the best bets…
-
Nationwide eISA to Natwest eISA
My Nationwide eISA has a low(ish) rate of 3.1 including bonus (which has been extended), so I'm looking to transfer to NatWest which will get me 3.5% instead. I've got two questions here: 1. Interest - Nationwide seem to pay interest ANNUALLY on 31-August. If I transfer from Nationwide now to Natwest will I receive nothing…
