Nationwide eISA to Natwest eISA

osaddict

My Nationwide eISA has a low(ish) rate of 3.1 including bonus (which has been extended), so I'm looking to transfer to NatWest which will get me 3.5% instead.

I've got two questions here:

1. Interest - Nationwide seem to pay interest ANNUALLY on 31-August. If I transfer from Nationwide now to Natwest will I receive nothing for the period 01-Sep-11 - Present day? Or will they work out it's 7 months worth interest and give me that?

2. Natwest ask for an account number, sort code and a roll/reference number, I've got a account number, however, it's far too long to put in the Natwest form an it looks like it might not be a 'real' account number?!

Any tips much apprecated, especially on point 1!!

Thanks!

dzug1

1. They will work out the 7 month's extra interest. Depending on the bonus conditions you may lose out on that part of it though but you will get the basic

2. If the account number is far too long then it's probably the roll/reference number

osaddict

Thanks dzug1 - I just gave them a call (not thinking they'd be there), it seems the account number and sort code are just generic and probably not necessary, but I was given them. You're right, the account number (as per statements etc) is actually the roll/reference number.

I was also confirmed the interest was calculated daily and would be worked out and tacked on before closing the account. Phew, I thought it would be but I didn't fancy loosing it all!