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Car insurance renewal
Hi all, just wondering if you can help. My son has had a 3 day notice that his car insurance is due for renewal and then the insurance company have automatically taken payment from his account even though it's not actually up for another week, my son works away and got back today, now aside from the fact he should have…
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Car insurance and postcode woes
Evening everyone Brand new here, so please be gentle. To set the scene....I currently live in a rented property that is only slightly elevated from the 7th level of Hell. I'm going to be moving to a lovely modern recent build apartment very soon (keys in hand, but having to move stuff around work) Wouldn't you know it? I…
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Car insurance claim 15 months after damage
About 15 months ago my neighbour reversed in to my car, causing cosmetic damage to the bumper (I!!!8217;ve had quotes from £600-£800 for repair). We have a good relationship; she admitted the damage, and put a note through the door (which I still have) apologising and taking responsibility for the repair. She asked to do…
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Car Insurance , ex employer won't give the no claims letter
Hi My wife has just left a company that gave her a company car for the last 10+ years , we have now brought a car of her own but getting a reasonable quote is proving to be difficult , she is 54 , no convictions etc , the company's policy is not to give any letter or such to prove NCB , she can show she had a company car…
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Car insurance job title
Hi all, I am after a bit of car insurance advice. I recently left a 10 year career in the nhs and have decided to have a bit of time doing part time casual work to tide me over until I make a decision as to what to do next..I have a seasonal job starting next week in the outdoor industry, this will end in October (2-3 days…
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Car insurance renewal - Up £400?
Hi guys, I received my car insurance renewal for the year yesterday. It was £600 last year fully comp, the renewal quote has come through at over £1,000! A £400 increase which was shocking. I mean normally they're a little bit more expensive but it's like they're not even trying to keep us this year. Can you let me know if…
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Home Insurance and Working from Home
I work from home as a cake decorator and I have public and products liability insurance. Husband also works from home, and he's employed by a computer company. I was told that I need to inform my home insurance provider that I work from home. Do we need to tell them that hubby works from home as well? As he seems to think…
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Had Personal Insurance cancelled
Hi all, I recently had a crash whilst delivering for a service called Amazon Flex. Now Amazon arrange a separate policy for this activity (hire or reward) which is designed to work on top of my personal insurance which is SD&P + Business. Now in the event of the crash I had filled in the claim with Zurich since at that…
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Auxillis hire car "statement of truth"
I have a no fault claim with Auxillis (Admiral) And I have the car book in for minor repairs and am about to agree to their terms for a hire car, however, when it comes to the "statement of truth" it has things that don't apply to me I called them and they said it's a standard thing, but I am a bit uneasy about signing…
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Worth claiming on pet insurance?
I have Classic Lifetime cat insurance with Pet Plan, which covers any illness for life. I recently took her to the vets because there was blood in her litter tray, and she's fine now but it's cost almost £300 and I was wondering whether it was worth claiming in the long run. She'd be covered for this condition for life,…
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Pet Insurance Renewal Doubled in Price
Hello All, I have my just turned 6yr old English Bull Terrier insured with More Than. His lifetime policy renews on the 7th August, I've just had my renewal through the post and it has over doubled in price. Last year my policy cost £734.33 for this next coming year they want £1505.38 Compared to most dog owners I was…
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Whatpolicy.com {text removed by MSE Forum Team}?
Hi there With two young kids we have left planning on the back burner. No will and wife does not have life insurance. Today we had a door to door salesman from whatpolicy.com offer to do it for us. I have never heard of them, and always dubious. Anyone heard/used them before? How reliable are they?
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Learner Insurance
I am planning to buy my own car for practicing when not with the instructor. I will have someone over age 21 having full UK license for >3 years. What is the best and cheap way to get a Learner Insurance in this case? Thanks!
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Help with my car insurance
Hi two days ago i was approaching traffic lights on a round about as they turned green i was rolling at 5mph ready to go when a car hit into the back of me. i got out and realised a woman had crashed into him from behind aswell, the woman said he had crashed into me casuing him to stop and crashed into him, i got home…
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Car insurance makes no sense to me
Hi everyone! Bit of background: I'm 28, got my licence in December 2017. My husband is 34, got his licence some 15-16 years ago. He hasn't had a car for some time, so no NCB for either of us. We've been looking to buy a car, found a nice used one, and tried out some quotes online. We tried a few combinations, and as…
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Insurance Issue - Change of Address
Hi All, My car is insured with 1st Central, I wanted to change my postal address fairly close to my renewal is what happened. 1. Called 1st Central about my change of address, I was kept on hold for around 30 minutes when the Agent attempted to change adjust the address, then they advised to call up in one week which would…
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Informing car insurance of circumstances change mid-policy
Hi, I understand that it's a requirement to inform your car insurance of a change of circumstances mid-policy and that they may charge a fee. I have a theoretical question - Say I paid £500 for an annual policy, and after 6-months there was a change of circumstances that I had to inform my insurer about. The insurer then…
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Temp Ins & Road tax Question
Saturday buying car. Once car is home it will be sorned. BUT, need to pick up from dealer. I know about Temp ins, but, what do I do about road tax. Do i pay upfront for road tax, then declare sorn when car is on my drive way, and wait for the tax refund? Thank you.
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Building Insurance - Damage Claim
The adjoining wall of my semi detached property was damaged when my neighbouring rental property had a water leak. My insurers approved quotes for re-plastering and re-painting, but pointed out that any payout would of course be less my excess and that my future premiums would likely increase due to the claim, they were…
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Notifying insurance companies of home improvements
It was only recently that I realised that most buildings insurance companies require you to inform them of home improvements/repairs. Gosh - in the past I've had a new bathroom, a new roof, a new kitchen etc and I never thought to notify anyone. I've got a major job coming up in my current house so I wondered - do people…
