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Insurance & life assurance
Archives for May 2018
Discussion List
Mortgage Life Insurance
Hi Just looking for abit of advice, I own 4 properties all 50/50 with my brother all have mortgages on them. It seems sensible to sort out life insurance now, as its something we havent done yet just in case something was to happen to one of us 3 of the flats are buy to lets, and 1 is on a residential if that makes any…
Main driver ????
What constitutes being the "main driver"? a. Frequency of use (short commute) or b. Annual mileage driven (holidays & weekends away)? Would each insurer have their own interpretation/definition? What if it's genuinely 50/50?
Incident - Named driver with own insurance
I am a named driver on my wife's insurance, but I have my own policy too. I was involved in a minor incident with another car, while driving her car. I'd say it was 90% my fault. Luckily outcome, very little damage on both cars, just a scratch/little dent on the bumper. I gave the other driver the insurance details, but…
Involved in car accident without insurance
Involved in a car accident on the 24th April 2018, wasn't insured and at fault. The First driver of the car changed the car insurance to another REG 4 days prior to accident, hence it wasn't insured which i was not aware of. Police turned to scene, and checked for insurance and said its not insured (at that time I…
Travel insurance claim due to illness
Hi My partner is due to go abroad in the next few weeks. We haven't yet got travel insurance and has just been diagnosed with Vertigo. If we now take out travel insurance would this have to be as a pre-existing medical condition? He is awaiting his appointment at the hospital in June. If he is unable to go on the trip…
Assistance with Travel Insurance - close relative
Hi Could somebody help me in getting travel insurance that covers the scenario whereby I would have to either cancel or curtail the trip due to a close relative having an existing medical condition. (not terminal and they will not be travelling with me) Most companies do not seem to offer cover. Its a single trip to Europe…
Policy expert
Apologies if this company have been discussed before. A lengthy story but I feel I need to let people know about this company. Was conned into taking out "Emergency home cover" ,all the documents we received indicated it was part of our insurance policy. We've just had a leak and called them up to get it fixed. I'm sat…
AA Warranty
Hi there, looking for some advice. I have recently purchased a car with what was sold as an 'AA Warranty' for £200. I was given an AA membership number, and upon applying it to my AA account, it has listed that it is just an AA 'Parts and Garage Cover' which costs only £127 per year if I was to take it out myself. AA do…
Buildings and content insurance claim
Hi. I bought building and contents insurance from RIAS last year and this Easter my roof leaked and water dripped out of the ceiling, ruining the bedroom carpet. I contacted RIAS to see what I could claim for and they said I couldn't claim for anything as this comes .under storm damage and there were no storms in my area…
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