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Multiple Quotes
So I have learnt through MSE that doing multiple quotes online, and changing details can cause problems. So, do these quotes expire over a period of time?
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Loss of income insurance?
Hi I'm considering quitting my job to go contracting. I might take a few months off inbetween. Is it possible to get insurance for if I become permanently ill? I'm thinking if I got an illness that meant I couldn't return to work, I'd want to know I could still pay my mortgage. Thanks.
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Hastings request
Son ,aged 24, changed his car at the beginning of March and insured with Hastings naming myself and my wife as other drivers. He also claimed 2 yrs NCB from his previous vehicle with no problem he has now had text, voicemail and email asking for proof of the 2yr NCD ( not a problem) AND copies of the front and back of all…
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Is this fraud? Cancelling Insurance
Hello, Let me get this straight, I don't want to commit fraud / have any intentions to commit fraud - I just want to get the cheapest deal here. Backstory: I bought a car 2 months ago to learn in. I own the car and the insurance is in my name as the main driver as a Provisional Learner. I am in a 12 month insurance policy,…
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insurance company threatening to sue me
hello looking for help - very worried working as a plumber I visited a client who had problems with a shower pump - the previous plumber had installed the wrong pump and had been fitted in the wrong place and it had never worked properly. But they had tiling and bathroom replaced at the same time so didn't want to…
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Insurance amendment
My son is a named driver on my policy and had a no-fault accident recently. He is not claiming. He was a bit shocked and his nervous tone on the phone set off alarm bells and they requested some documents. One of which is my mortgage deed. After inspecting my documents I've spotted an error on the policy, next to…
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Legal and General Terminal Illness Claim
Hello, My mother had cancer and passed away not too long ago. Shortly before her passing, I sent off a Terminal Illness claim to Legal and General. A few days after they got back in contact. I have had other things to think about so haven't chased it up. They have been back in contact and know that my mother passed. When I…
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Car collection and return by dealer
I've just bought a new car from a main Ford dealer. They offer to collect and return my car free of charge, when it needs a repair under warranty, service etc. My own comprehensive insurance covers only myself and my wife as a named driver. Is there an industry norm on who takes the risk of accidental damage in such a…
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Healthcare Cashplans Best for Chiropractic treatment
As someone that will most likely need to go to see the chiropractor at some point this year and next, I need a good plan that isnt too expensive. The best I have found is Orchard Healthcare green plan that is £8:06 a month, (£96:72 per year) which covers £500 of chiropractic costs over 24 months paying back 50% each time.…
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Insurance Cancelled Because Of "Multiple Different Quotes"
Hello, So, I had bought a Car Insurance Policy with Hastings Direct on Tuesday. The day after (which was yesterday), I get an email telling me that my policy had been cancelled. I had to call to get more information, however all they told me was that the underwriter had me flagged for making multiple quotes with different…
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Trees and answering questions while seeking insurance
Some insurance companies ask you declare if there is a Tree over 10m within 5m of “your property”. Where do you measure the 5m from? Is it from the furthest extent of the trees branches or is it from the tree trunk? Also at what point on “your property” do you measure the 5m from? What if your House outer wall was 7m from…
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PRUDENTIAL - Changes to Life Cover Rates
Hi guys, Looking for some advice please? As the former owner of a Scottish Amicable Home Purchaser Plan I have today received a letter from the Pru advising that after reviewing the rates they charge for life cover they have decided to lower their rates based upon incorrect assumptions as to how long people will live. As i…
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Critical Illness reject claim
Hello I'm new to this forum .My husband suffered a stroke ( hemmorhage) in November and has been unwell since .His stroke has left him permanently exhausted, his personality changed and his memory muddled. The reason for not paying out ( Royal London) is because it is too soon , according to them, to know if these symptoms…
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house claim
Hi - due to a burst pipe I had a leak that damaged a wall and part of a ceiling. In line with this I reached out to my insurance company to start a claim to have a look at having it rectified. I was offered a cash settlement which I am yet to accept or decline as I have been getting quotes. Most quotes come under the…
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What are my options ? Life Policy Canada.Life
Good afternoon, My 77 yr old Uncle has a 19 year old life assurance policy. After the annual assessment in Feb this year, he is paying £80 per month for £17,500 assured sum. Originally the policy was £40 per month for £20,000. The whole policy just smacks of a fortune per month for very little return, especially for a…
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Change of address extortion
So originally my insurance company wanted to £90 to change my address for one vehicle. This in my opinion is crazy high and I moaned to the broker. I had some success here, and they completely waivered their administration fee bringing down the cost to £40. However, this is still higher than I think it 'ought to be but the…
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Two cars on my name or one car each?
Hi, just a quick one. We have a car insured on my name and my wife as a second driver. She drives a company car but she's quitting and the car will go. We now need to buy a car for my wife too. We can register and insure the second car on my name and put my wife as a second driver again, or we can register and insure it on…
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Hastings SmartMiles/igo4 Dodgy again!
I have been with Hastings SmartMiles for nearly 3 years. Last June, son has moved back from Kent to East London and car has been locked in garage except when we go out. I phoned and tell the femail operative the case and that son has been looking for job. Music was on and then she told me that there would be no change in…
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BUPA Prescriptions
Once written you have up to 6 months to take a NHS prescription to a chemist for your medicine. Does anyone know how long a BUPA prescription is valid for before it has to be used? Thanks
