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Problem with annual travel policy just before holiday
I find myself with a problem I wondered if anyone can help me with? In Oct I booked a skiing holiday, and took out an annual travel insurance policy with Santander, underwritten by Chubb Insurance. The holiday is next week, but I realised yesterday I couldn’t find the policy. I looked on my bank statement to see exactly…
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Garden wall insurance how does it work
Hi all, wonder if anyone can help with this. My garden wall got hit by a car the other week and part of it got knocked down the driver didnt stop and cannot find out who he is. So weve been intouch with our buildings and contents insurers today and they are sending someone out to access it, wondering when they replace the…
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Third Party changed their mind about acceptance of liability
Hello all, new to forum for this post. Was sleeping on the night 30/09/17 and someone driving a hired audi Q7 crashed into my car parked out on the road, which shunted mine into another car, and that into another. The driver fled the scene as witnessed by someone driving behind them. Police came, and took down details and…
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Tesco House Insurance Problems
I'm in a pickle. We took out house insurance with Tesco in May 2017 and paid monthly then in November following the stormy weather we noticed a leak in our sons bedroom so I contacted Tesco insurance and they said there was a note on our policy saying about not declaring a claim when taking out the insurance and they would…
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Separate NCB on both cars and accident
Hi, I tried to look for it on google but couldn't find. My question is that, I own two cars on Car A, I will have 2 years NCB, and on Car B, I will have 1 year of NCB. Both cars have different insurance company but NCB they been earned separated. Question is, If I will have an accident as my fault let's say on Car B, then…
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Daughters car insurance
Hello My daughter who is 20 has been driving for 1 year now and has 1 year NCB Her car is only worth approx£500 a 1999 lupo quotes fully comp = £750 , 3rd party fire & theft = £650 When I was younger always drove old bangers and only went for 3rd party fire & theft but that was a long time ago Is it worth spending the…
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Travel Insurance Query
Hey, My girlfriend and I are going away for a year and will need to get the backpacker style of travel insurance. Ideally, we'd like to get our insurance on one policy but with me being English and my girlfriend French, i'm slightly concerned the company wont pay out should be need to claim. To be eligible for most…
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1st Central Car Insurance
Hi guys, Have been with 1st central for a year on the 28th of January and came to them with 1 years no claims bonus. Decent reviews at the time and good quote (not the cheapest either). All well and good until a few months ago when a car mounted the pavement and scraped our wing mirror while we were sitting in traffic.…
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insurer refusing to pay out
Hi all, i'm new to the forum, so please be kind if I've posted in an incorrect forum. synopsis of my issue: boyfriend was travelling home from work in a taxi around 14 months ago. said taxi involved in a crash, boyfriend made a personal injury claim for injuries sustained (neck and back at the time). instructed a solicitor…
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Car Insurance Help - Points or No Points?
So... I thought I was insured to drive my partners car. They're insured to drive mine and I'm sure that we added the option. Had an accident and reported to the police with a statement. When they asked for insurance details, it was only then that we uncovered I wasn't actually insured. It would have been the other party's…
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Travel Insurance when to get?
We tend to go on holiday 3 times a year, 2 in this country & 1 abroad, and every year i have the same argument with the wife. I say we should have insurance for all the holidays but she says we only need it for the main holiday abroad and have that dated from the day it starts. Who is right?
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Private Healthcare Insurance and revealing genetic conditions
Hi all I'm in the process of filling out the forms to have my whole family covered by AXA PPP private health insurance which is benefit offered by my employer. As usual you have to divulge all your recent medical history which is fine for me and my son as we have very little, but my wife has a very complicated history due…
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Home Insurance: John Lewis Alternative?
We've had John Lewis Premier home insurance for the past 4 years. The reason we chose JL is due to a good level of standard coverage for buildings and contents, reputation for good service, likely no-quibble approach from JL if we were to claim, and a finally their price was reasonable albeit not the cheapest. This year…
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Empty House Insurance
Is it possible to get good insurance cover for an empty property ? My cousin needs to get cover against water damage, theft or vandalism as there may be a possibility of this happening, Do insurers insist that the heating system should be drained. Any body had dealings with this subject any help or advice appreciated
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AtlasDirect Travel Insurance
Can anyone confirm if this company has gone out of business? We have an annual policy with them, cannot contact them and have seen odd comments about them going out of business. can anyone please advise us?
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Life insurance
DH is 61 and has started worrying about life insurance for him - so if he goes first I have something to fall back onto. Is it a good idea - or would it just be better to do one of those funeral plans. We are in the lucky position of having no mortgage and we both work part time earning decent salaries
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divorced or single
Is it legal to tick single instead of divorced? Why do insurance companies (home and car) charge more when divorce box is ticked than single box? I tried both and there was £15 difference for home insurance. Surely it should be the same. Also for car insurance my ex wasn't on my policy so the quote should be the same…
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Motoring conviction only a few days after car insurance renewal
Hi all, I'm after advice. I stupidly got myself a TS10 (traffic light offence) on my licence last year. My insurance is due for renewal on the 18th Feb The TS10 was issued on the 26th Feb So if I renew my insurance on the 18th, the cost is, for arguments sake £500 If I were to take out my insurance on the 27th, the cost…
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Travel insurance and medical conditions
We have never declared a childhood illness suffered by my husband which is now in the news that it can come back and cause issues in older life. With the way insurance is nowadays has anyone else coming across having to declare such things. He hasn't been diagnosed with the later life syndrome but just as I have to put…
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vouchers/cash settlement offered for jewellery claim, but cash is almost 50% less
Hi guys, apologies if this has come up before. i made a claim for some jewellery on my home insurance and after 8 months the insurance provider is going to pay out. I am being provided vouchers to purchase like-for-like items from 7 high street retailers. If i do not want the vouchers i can claim a cash settlement, but the…
