Empty House Insurance

benidorm59

Is it possible to get good insurance cover for an empty property ? My cousin needs to get cover against water damage, theft or vandalism as there may be a possibility of this happening, Do insurers insist that the heating system should be drained. Any body had dealings with this subject any help or advice appreciated

huckster

Suggest your cousin phones Home Protect brokers to discuss options. Towergate Brokers should also have different options as well.

Linton

Google comes up with dozens of companies offering empty house insurance. Try it and have a look at the details of the various policies - the Ts & Cs can vary. You should only need to drain the water, heating or domestic, during the winter. The alternative for cold conditions is to have the central heating on low. Otherwise gas should be off. Electricity may need to be on to run a burglar alarm.The real pain with the policies is that they will require the house to be internally inspected every one or two weeks.

ValiantSon

Debenhams did a policy for unoccupied buildings that was pretty reasonably priced. I don't know if they still do, but it may be worth checking. It was a normal buildings insurance policy, but you could select that the building as unoccupied.