-
Covering theft and robberies during travels
Hi, My holidays are approaching and this year I go to the Philippines. I checked the Home office website, and it reports being robbed there isn't really uncommon. I have never had problems travelling from the middle east, Turkey, Uzbekistan and Thailand, but know I am questioning if it might the right time to get a cover…
-
Damage to Parked Car
A lady damaged my rear bumper reversing out of a car park. The damage was slight with an estimate of £240 including vat. Initially the lady drove off I suppose thinking no one had seen her, luckily a witness took her number. I have text messages from the lady admitting liability. I had the repair done and sent her the…
-
Commuting, Social or Business use?
A discussion at work today has prompted a thought that I can't find a clear answer to. My car insurance has cover for SDP+C, however occasionally I will go direct from work to collect my wife from her place of work then we have a meal, do some shopping etc then go home. Do I have the correct cover for this? Does the…
-
SDP Insurance for a Van (i.e. not commercial)?
Hi, I've had a Vauxhall Vivaro Van as my primary mode of transport for about 3 years now. I only have the van as I race motorbikes and need it for the transport etc. It is registered to me and has no ties to any business. However, I've always had to pay for commercial van insurance as I'm yet to find an insurance provider…
-
Extra miles on insurance, do I need to pay for them?
Hello everyone, My 1st year car insurance policy with insurethebox is due to end on the 17th of this month. Initially I signed up for 6000 miles on my insurance, not knowing I would use almost twice this, and end up having to pay for the miles, adding another 600 pounds or so onto my already extortionate premium. I'm…
-
Accident repair. Insurance claim or pay myself?
My wife has just had an accident in our car. Not too serious but repairs will cost about £900. I have a £350 excess with my insurance company, plus if I arrange repairs myself a further £200 excess will be payable. Obviously, if I ask the insurance company to arrange repairs I will lose my no-claim bonus plus my premiums…
-
Voided car insurance please help
Hi, I got a custodial sentence of 40 months in 2009 which was not for a driving offense, My sentence expired in 2013 i then took out car insurance which asked if i had any unspent convictions which i replied no as my conviction was spent, around a year and a half later my insurance contacted me and said I had not disclosed…
-
Car insurance fraud marker
Hello, A couple of weeks ago, I sorted out my car insurance for the forthcoming year and my new policy with a well-known insurer started a week ago. Today I received an email stating my insurance will be cancelled on 11th January because a validation check has identified "a change in my circumstances". I called up and…
-
Churchill Home Insurance and Lost Phone
Hi All My husband lost his phone between the car (on the road outside) and our house. We didn't realise for an hour and now of course it's nowhere to be found. We've reported it lost to the police, got it blocked etc... We have insurance with churchill which covers mobile phones but it's £200 excess and the phone is only…
-
1 Day Insurance for this....
Hi All :) Could someone advice me please, on where to get a suitable 1 day insurance policy for a Beginners Training Day on an Off Road Motorbike.... as I am doing this on Saturday 6th January 2018? Many thanks, Derek :)
-
2nd year Car insurance!!!! I want some info!!!
I have just got a week left until my first year insurance ends. Am not looking to re new with them (carrot) because I don’t want a black box for another year. So having a 1 year NCD and I will be 20 by next week! Am gone also change my car into something like A3 1.4 TFSI 150bhp or like an A class A180 or A200, so just…
-
Insurance following Liverpool Echo Arena Fire
My car was destroyed in the New Years Eve fire. I have claimed for the car and my insurers have paid out already, super quick hassle free service so a big thumbs up for admiral. However I had a lot of "stuff" in the car, and my motor insurance policy is limited to £150 for contents. There is no prospect of recovering…
-
Car Insurance Changing Car Excessive quote?
Hi all. Changing the car on my car insurance policy: From 02 Skoda Fabia Estate 1.9 TDI to 08 Ford Focus 2.0 TDI. I was just quoted £193 to change to the new car. This is online so no admin fee included apparently. Does this seem excessive to you? Details: With Tesco, four months in, i pay upfront. Policy cost £440.…
-
GAP insurance for PCP
We are in the process of getting a new car via PCP scheme and the salesman mentioned GAP Insurance but when I have looked on line I can get it nearly £200 cheaper my questions are is it best to look on line or go through the dealer, also if doing myself had anyone got any recommendations for companies. And is there…
-
Contents insurance
I have contents insurance via the post office in the UK. I rent a house and there has been mould growing under the bath due to an issue with the tiles / sealant that has caused damp under there. The damp has spread from the bathroom to the main bedroom (I presume) where it has then got on to my bed that was up against the…
-
Car hire excess insurance question
I am trying to get car hire excess insurance to cover a ridiculous $8000 aud excess in Australia. The vehicle in question is a Toyota Landcruiser with what I think is a modified interior (fridge etc.). Every insurer I've looked at say they don't cover a) off-road vehicles b) modified vehicles. Not sure if this counts as an…
-
Insuring Multiple Cars
Hi all, I'm looking at getting the family cars insured under one policy but I'm a bit wary. If you've had a single policy for more than one car, what's your experience been like? Does it make claiming any harder? If you've made a claim has your premium gone up a lot with it being more than one car? Also, can you recommend…
-
Claim excess car insurance back from council from falling roof mortar
Claim excess car insurance back from council from falling roof mortar My partner lives in a two year old council rented coach house which she has lived in from new. Shortly after she moved in some mortar fell from the right hand side of the dormer window. Council investigated and attended to it. In the high winds last…
-
Quotemehappy problems
My daughter had a car crash on the 2nd of December, she wasn't at fault the other driver is being charged by the police, her car is a write off. Since then she has had nothing but problems with her insurer Quotemehappy, they have only just returned her belongings from the car, some are missing, some are damaged, such as…
-
Protected No Claims at renewal
I'm a bit confused about the no claims discount at renewal. My last renewal with Tesco showed that I had 9 years no claims discount that was protected. I had a bump in October and now my renewal shows 3 years no claims discount applied. On comparison sites do I have to write I have the 3 years which Tesco choose to give me…
