Insurance & life assurance

Discussion List

• Privilege car insurance

  Hello there I just miss my renewal day and i wanted to change my company because privilege offers me a expensive renewal quote. So is was due today 2 of january and they already charged on my account . They have a cancellation fee of £53. If i call them tomorrow and try to cancel my policy ( i had been with them 3 years)…

• One Call Insurance - Abysmal Customer Service and Fees

  I've just come off from a live chat with the customer services at One Call Insurance after they charged us £50 for not being able to prove our No Claims Discount. Citizens Advice claim that the company can charge a small admin fee, but I'm not sure in which universe £50 is classed as a small fee (we cancelled before the…

• Home appliance cover

  Hello I wondered if anyone has experience of using a multiple home appliance cover. At the moment we separate covers for hob, washing machine & fridge freezer. I see there is the likes of sure wise.com that cover for multiple appliances & I am thinking I should change from domestic & general. Sheila

• Question(s) about Life Insurance Flexible Trust Deed

  I have a life insurance policy and have a Flexible Trust (deed) to accompany it. Over Christmas I was going through my papers and I noticed that my brother's partner (they are not married) signed as a witness. My mum was the other witness. Neither of these people are named Trustees, Settlors or discretionary beneficies of…

• New Car Write Off

  My daughter recently had her 5 month old car stolen from work. She did not have GAP insurance as her policy was new for old in the first year, and on the MSE site it even states you would not need gap if this facility is in the Comprehensive insurance. However, Ford have recently changed the models and her car technically…

• Motor Legal Protection Insurance - Do I need it? - Should I buy standalone policy?-

  As the title says. My insurer wants £31 for optional 'Legal Protection' but the terms say they will only take on cases they have a reasonable chance of winning. Therefore is this just a charge for appointing a no win, no fee outfit which I could choose myself for nothing? Also I have two cars so I presume if I decide to…