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Car Insurance Address Change Discrepency
Hate some of these companies!! Got you by the short n curlies. We just moved house to nicer neighborhood with off street parking as opposed to on street at previous address. We have 2 vehicles with similar premiums. 1. Tesco - Yes change details online. No admin charge for this. We owe you £12.50 as you now have off street…
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Elderly parents, dementia and car insurance for carer
Hmmm. I'm a bit worried about my mum and dad's car insurance policy. Dad has dementia and hasn't driven for eighteen months. During this time, his license lapsed and we haven't renewed it for obvious reasons. However, it recently came to light that my sister bought new insurance for them and put Dad as the main driver with…
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Home and contents at business address
I work from home in an upstairs room producing various media (audio/photos/video) I cover my camera gear and other possessions outside the home like ipad,camera,lenses,sound recorder. I am trying to get quotes but find it difficult to qualify my circumstances for the questions they ask. Do I put photographer or music…
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health insurance/insurance for sporting activities
Hi guys and girls, i hope you can help me please... I've recently taking up climbing, and i also play badminton. My question is; what type of insurance do i require to cover my mortgage and/or bills in the event of me sustaining an injury (e.g. breaking an arm or leg) and not being able to work, as i obviously dont want to…
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Life insurance advice
Hi I’m 32, do not have a mortgage or dependants as yet (one day I plan to). I am also in good health. I am now earning good salary so would like to take out life insurance policy with critical illness cover. Wherever I look it’s all depending on mortgage and children for the length and amount of cover. Please can someone…
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Home Insurance Cancelled/Refused - HELP!
Hello, I'm very new to the forums but I've had to come on here to see if anyone can provide a little bit of advice. A couple of year's ago, my dad who is aged 69 received a letter saying his home insurance had been cancelled due to him not providing the correct information. This was about a month into the policy. Our…
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Car insurance admin charge
My daughter was promoted in the school she works in on the 12 December 2017, her car renewal has just come up as the current policy ends on 15 January and we called GoGirl to protect her no claims bonus and adjust the quote we had received, during the call on 5/1/18 they verified her details and are now asking for £25…
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Claim on a multi car policy
Bear with me as I find this very confusing to explain correctly however... In June 2017 I was in an accident in which I went off the road, no other party was involved and no one was injured however we claimed on the insurance which, at the time was a multi car policy with 2 other cars. They then cancelled the insurance for…
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car insurance for old man
Hi, an elderly relative needs to renew his insurnace this week, and he has been quoted £1,789.00 (or near abouts). Last year it was around £800.00 He has just bturned 82 years old. He hardley travels, he mainlky uses the car to go shopping locally. he Lives in Exeter. He has a clean record, no accident claims or…
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MoneySuperMarket £125 Life Cover Offer? Reviews?
Hi All, Saw on the Money Supermarket website that they are offering a £125 voucher for Argos, M&S and Next (after 3 payments). I was looking for a mortgage life insurance policy. Has anyone signed up to this and received a voucher? And are the quotes generally better to go through a PCW vs going direct? Edit: forgot to…
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Crohns & Travel Insurance?
Just been diagnosed with Crohns Disease. Symptons are pretty mild. Is this likely to affect future Travel Insurance?
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High excesses are worth it
Hi everyone On my buildings insurance, increasing my excess by £350 reduced my premium by £10, this is a 2.8% return (with risk) on only one use of the cash. If you overlap this with other insurances, using the same pot to partly self insure, it all adds up you'll have quite a significant return This is like a hidden…
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Cashback from Money supermarket Insurance quotes help
I have been quoted £148 renewal for LV= but the with the same details I am quoted £119 on moneysupermarket which seems a bit odd. Anyway, Top cashback offer £15.15 for home and contents (my current policy) but I was thinking if I went to Moneysupermarket via Topcashback, would I still earn the cashback or will this not…
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Insuring Photographic Equipment
Good evening all, I did try and scroll back through the pages but most threads seem to be about house or car insurance. So, I have approx £5k worth of photographic equipment. Most of it newly acquired, so i'm now thinking about insurance. Has anyone on here got experience of insuring camera equipment? I'm interested in…
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Unable to get insurance
Hi can anyone help with this difficult scenario. Facts 1) I jointly own a property with my partner. 2) I moved out of the property 3 weeks ago due to relationship breakdown but she remains at the property. 3) She has insured the property from 03 January 2018 by continuing with the same insurance company we were with the…
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Dual insurance
Hi can anyone help with this difficult scenario. Facts 1) I jointly own a property with my partner. 2) I moved out of the property 3 weeks ago due to relationship breakdown but she remains at the property. 3) She has insured the property from 03 January 2018 by continuing with the same insurance company we were with the…
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Car insurance - will I lose my NCD?
A slightly complex one this, so I need some advice. I have 2 cars, both insured in my name and both with my wife as a named driver. One of the policies (the most expensive car) has 15+ years NCD. The other car, which is essentially a spare car, only has 1 year NCD on the policy as I was told I couldn't reflect the 15+…
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NCD increases premium, do I have to declare?
Just took out a policy with an insurance company over New Year but put in initially that my NCD was zero. I later found out that I was entitled to 4 years NCD (as my last policy lapsed 21 months ago) so contacted them immediately and asked for it to be applied. To my surprise and shock they came back and said that applying…
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Insurance vs loan
Hi everyone I was wondering if its cheaper to insure things like boiler, contents, appliances, etc is cheaper than simply taking out a loan when necessary to pay for these things? It occurred to me that insurance almost functions like credit - money is available when needed and the premiums are like repayments & interest…
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help needed with car insurance
hi everyone need some help please I have searched the site but I'm still confused quick details :- myself and wife are insured on our car together and to preserve our ncd we take turns being the policy holder as we currently have just the one car current ins is wife policy holder myself named she has 4yrs ncb I have 16 yrs…
