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Car Insurance Excess
I need some advice. In July 2017 someone crashed into the side of me, it has taken up to November 21st and countless telephone conversations for the third party to accept liability. I paid my excess (£400) to have my car repaired in a garage and now I'm waiting for it to be refunded back to me. I've spoken to my insurance…
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Health Insurance with regular health-checks included
Hi all, I'm looking to pay for an annual health check with somewhere like Nuffield Health, costs around £600-800 for a check-up for a variety of things, I'm in good health it's just to optimise my diet, exercise and stress levels to the best level they can be really. A colleague of mine mentions she gets them free via her…
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Motor Insurers' Bureau wants £4,760 from me in personal injury claim - help!
Hi folks, I was involved in a car accident a year ago, which admitedly was my fault. As luck would(n't) have it, my insurance had expired a couple of weeks earlier - the payment hadn't gone through because my debit card number had changed. All of which meant I hadn't got a leg to stand on - I had to pay out over £5,000 for…
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Insuring a flat-roof property
Hi, Our house has a solid concrete flat roof and I am finding it almost impossible to find an insurer who will provide buildings insurance. I am currently insured with Aviva, however, I would like to know if any other forum users have suggestions / experience of insuring a property with a flat roof as I would like to be…
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Legal cover
Is it necessary to take out legal cover on every policy. I have it on car insurance and 2 different landlord insurance policies. Is there not one legal cover policy that would cover them all?
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Legal cover
Is it necessary to take out legal cover on every policy. I have it it on car insurance and 2 different landlord insurance policies. Is there not one legal cover policy that would cover them all?
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Insuring on Parents' Car
Hi, I have done some research but cant find a definitive answer. I would like to be insured on my parents' car. I'll probably only need to use the vehicle once every few months. Options I have found are insuring on their insurance for around £100 a year or short term insurance, which on one website came to £33 for one…
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Home insurance after flood.
Hi, I am new to this forum so any help would be highly appreciated. I was unfortunately flooded recently and i have to move out whilst renovation is taking place. The insurance have put me up in rented accommodation for six months. My question is does the insurance help with gas, electricity and council tax bills? As I am…
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Car Insurance Renewal
My husband (as a named driver on my policy) had an accident and claimed on my policy. When renewing my policy this year with him as named driver again; do I declare this as my claim/accident as policy holder or under himself as named driver or both????? Really appreciate some clarification on this. Many Thanks
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Injury whilst on holiday
We were on a 4 day family holiday in Lapland shortly before xmas. As part of the booking deal we were advised we would receive snow boots, snow suits gloves etc, all to be collected before we even got to the resort, as the temperature are around the -20 C. However, we were not informed until the meeting in the hotel that…
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Retired - need to tell motor insurance co.?
If I don't tell them are they likely to try and wriggle out of any claim? I'm retired as of 1/1/18 but might get part work at some point. At the moment I'm down with them as 'Employed'. Typically, is there a charge for updating this type of information?
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Hire car incident abroad - NCD affected?
Hi y'all, A friend of mine had a very minor, low-speed convergence with another vehicle in the U.S. It resulted in a moderate scratch down the passenger side of the hire car he was driving. The other driver took full responsibility and my friend had CDW. No further relevant details to mention about that - case closed. My…
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Will question
I hope this is the right forum to ask this question. My husband a I both have wills and the beneficiaries are my husband/children. What would happen in the unlikely even that we all died? Who would our estate pass to? Can we specify who we want to be the inheritors in such a situation and would we have to do it within the…
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Insurance for a unique venture
I'm thinking of setting up an activity toy library for dogs. The idea is to hire out interactive dog toys, that work the mind rather than the body, to owners of dogs on crate rest or restricted exercise (some dogs go fruity-loops if they don't get the exercise they need), as these toys can cost £20 upwards (Google 'Nina…
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Policy Start Date versus Renewal Date
Hi, I have an unemployment insurance policy and it has an exclusion in it that says I am not allowed to claim within 120 days of the policy start date. The policy started 2 years ago but each year the policy is renewed. Firstly does this exclusion apply only to the start date or to the renewal date ... therefore each year…
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Car Hire Insurance
First post as I'm in a bit of a quandary. Both of our cars were stolen from outside our home last night - one family car, one runaround for work. We didn't have a courtesy car included in our insurance policy (something that we'll definitely sort for next time!) so we've had to rent two cars for a week to buy us some time…
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Buildings Insurance - Excess Protection (or an alternative)?
The management company for my block of flats are responsible for arranging the Buildings Insurance, but due to previous problems within the block where water leaks have affected surrounding flats the insurance company they go with have set a huge £5000 :eek: excess for all water-leak claims. I've had no luck with my online…
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Confused. com? I certainly am
Is anyone else concerned to have received an email from Confused.com, automatically offering a range of car insurance quotes prior to renewal date? My concern is that I was able to click into the quotes, straight from the email, without entering any log-in details. When I selected a quote from the AA, I was then directed…
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Car insurance increase
Hi all, My Car Insurance is up from £400 to £465 this year i.e 16% or so - 15 year old car, late 50s driver, SDP, full NCD, low mileage, fully comp including legal and replacement car extension. Seem reasonable these days or could I be looking around? Thanks! S
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Home Insurance valuables and other home insurance questions
Hi, When declaring valuables for a home insurance quote like jewellery etc. then does it have to be in a safe? If so what criteria the safe must meet in order to be accepted by home insurers?
