We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Legal cover

Is it necessary to take out legal cover on every policy. I have it on car insurance and 2 different landlord insurance policies. Is there not one legal cover policy that would cover them all?

Comments

  • It is the law to have car insurance and if you have a mortgage, they may stipulate that you have buildings insurance in the T&Cs.

    There quite possibly is a policy that covers all types but invariably, you will be better off having individual policies as different providers will be able to offer better rates.
  • ValiantSon
    ValiantSon Posts: 2,586 Forumite
    NineDeuce wrote: »
    It is the law to have car insurance and if you have a mortgage, they may stipulate that you have buildings insurance in the T&Cs.

    There quite possibly is a policy that covers all types but invariably, you will be better off having individual policies as different providers will be able to offer better rates.

    This doesn't answer the OP's question at all.

    OP, you are paying for legal cover in relation to each of those insurances. Should you need legal support with a motoring issue, for instance, the legal cover on your landlord's insurance would not cover you.
  • AnotherJoe
    AnotherJoe Posts: 19,622
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    NineDeuce wrote: »
    It is the law to have car insurance and if you have a mortgage, they may stipulate that you have buildings insurance in the T&Cs.

    There quite possibly is a policy that covers all types but invariably, you will be better off having individual policies as different providers will be able to offer better rates.


    LOL. Or Doh !:rotfl:
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.7K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.