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Lump sum payment for life assurance?
Hi I have just been made redundant and received a lump sum redundancy payment. At the same time the Death in Service protection provided by my employer is ending. I don't want to start monthly premiums while I am out of work so was wondering if anyone has heard of using a lump sum to make a one-off payment for life…
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Your opinion about high car insurance premiums in B2-B12 postcodes
Hi there, I was recently given a quote for my car insurance, the quote was £3400 for insuring a fiat punto. I have 10 years no claims, no convictions, high voluntary excess, etc but just because I live in a B9 post code my insurance premium has gone through the roof. Now, who do I complain to, no one, the fact that I am a…
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Insurance cancellation
Hello. Hope this is the right part of the forum for this. I've just called The Policy Shop to cancel my insurance (the car is a wright-off due to mechanical failure) and they say I have to mail them the certificate back to cancel. I'm a bit miffed at not being able to cancel on the phone, but whatever. What I'm worried…
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Basic nationalised third-party car insurance policy
As third party car insurance is a legal requirement, why doesn't the government create a basic, nationalised, third party cover scheme which all drivers much register with by default - and then, if they wanted to insure their vehicle for fire, theft, breakdown, windscreen, EU use, legal cover, courtesy cars based on their…
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Can you be personally sued even after an insurance pay out?
Please help me! Two years ago a driver pulled out at a junction and i looked to see the road was clear and did the same, the driver in front then slammed the brakes on so i hit him at around 5 miles an hour. At the time i felt this had been done on purpose. The driver of the car and three occupants all claimed for whiplash…
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No Claims Bonus between policies - how long is it valid ?
How long is your no claims bonus valid for if you don't renew your policy immediately ? I SORN'd my car for 3 months as I restored it in our garage. Now I have her back on the road and want to renew the insurance. I was told before I did this that I would have 9 months ? I have 11 yrs no claims Can anyone advise ?
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Argos Car insurance
I googled for reviews but four nothing. They just came in at half the price as my renewal quote. Has anyone used them or any anecdotal feedback? thanks
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Refusal to Pay by Another Car Insurance
Can anyone please offer me some advice. A couple of months ago an elderly person drove through the fence at the back of my house and into my garden at just after 9am. She offered her insurance details and, since the large hole in my fence was a security risk to my house, I arranged for a joiner to come and 1) estimate to…
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Not my fault, but I'm left with the bill
Hi, On January 13th I was in an accident whilst driving on my way home and an elderly pedestrian stepped out in front of me. By now the police have finished their investigation and all witnesses and the police say there's nothing I could have done to avoid the accident. A younger person would have been ok, but he died in…
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Nationwide Car Insurance help
Hi all If I receive a cheaper quote on the actual website (as a new customer) rather than from the renewal form (since I'm with them at the moment), and I send off/e-mail them the no-claims discount, will it pose any problems ? For example, the NCB form is actually their own. If they find out I've gone on to their website…
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Do you get cheaper car ins if you do pass plus?
Hi Do teenagers get cheaper car insurance if they take pass plus? If so what insurance companies discount for this?
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Axa pays up on Sun Life Direct over-50s’ policy after Twitter appeal
"A MoneySaver has won a fight for her mother's life insurance fund after tweeting Martin Lewis..." Read the full story: Axa pays up on Sun Life Direct over-50s’ policy after Twitter appeal Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
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Same customer, new policy
I'm with LV insurance and every year I get a renewal, and every year I log onto their website, re-enter my details as if I was a new customer, and it comes back £20 or so cheaper. Normally they match their own price, but this year they are insistent they cannot match it. So, is there any problem in me taking out a new…
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Crack in windscreen - claim on insurance?
Hi, I was just wondering if anyone could help with this... I've got a crack in my windscreen (smaller than a £2 coin) and I have windscreen cover through my insurance for a £25 excess, or could get it done directly through autoglass for £72.50. My questions are, if I claimed through the insurance would that when effect my…
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Sykes Cottages insurance con/scam
I booked a holiday cottage with Sykes Cottages and selected [yes] to their travel insurance option. This was confirmed subsequently by an email from them advising as we had insurance we need to contact their insurer direct quoting a reference number. We planned to go with some friends and sadly one of their parents passed…
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Car insurance technicality
I've bought a car today and it is sitting on the drive with no insurance! :eek: (only for 30 mins or so but I am feeling the urgency...) I am hoping to sell my current one tomorrow so we are really only a "one car" household. However I am asked on the insurance quote things how many cars I own ... So am I going to have to…
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halifax TMPP
Hi, I have 2 policies with the halifax that start with TMPP. I thought 1 was life and critical illness and 1 was unemployment cover. But upon looking at the documents im not sure if im duplicating the payment for unemploymemt!!! The documents that I have with both policies are really confusing. On one page it says we…
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You're so Moneysupermarket...
Interesting read... "If you think you weren’t being exploited enough by advertisers, think again. Moneysupermarket.com are hoping to develop a new revenue stream worth millions, by selling consumer data from approximately a third of the UK. Advertisers will have access to a wealth of personal data, if these plans go ahead.…
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damage to hire car
After having my own car driven into by someone else at work, they admitted liability and their insurance company is repairing my car. Meanwhile I have a hire car from enterprise. Being the numpty I am, I clipped the wing mirror whilst parking it in the garage (hire car is larger than my own car). Damage is just a bit of…
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Query re: Annual Multitrip Policies
Is it the norm for these types of policies not to include cover for a trip that takes place in the policyholders home country for less than three days? So, for example, I'm not covered for a two night stay in London, but I am if i nip over to Dublin for two nights?! One company regularly mentioned in MSE has such an…
