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Life Insurance London & Manchester Assurance
Hello there I wonder if anyone can help me. My Mum has recently died and I have found Insurance booklets for London & Manchester Assurance payments last paid in were 2002 & Scottish legal assurance society no dates on this. I have attempted to track them online but not had any results can anyone advise me. Thank you
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Ill health, employment insurance settlement offer. Advice needed!
Hi, This is my 1st every post but I have viewed the forums many times. I am really hoping somebody can help me please. It's a long story... 6 years ago I was diagnosed with heart disease which I developed as a result of pregnancy. I was 31 years old at the time. With ongoing medication I have made good progress & I'm…
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What can I do after bad kitchen fit?
Hi, my kitchen and bedroom where fully ripped out after water damage from the upstairs flat. My Insurance Company, Direct Line, have been generally good with what needs to be done but I have had problems with the builders and kitchen suppliers. The work should have been finished by now but it is still ongoing. I have just…
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Admiral car insurance renewal rip off -advice needed
Hi, My 3 car multicar insurance policy is up for renewal at Admiral and after receiving my renewal premium of north than £1200 I decided to get another quote with them as a new customer. Interestingly, Admiral won't let you do a new quote (or even amend your existing policy) online if you are already a customer so I got…
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Life Assurance cashing in
We are having financial problems and have heard you can cash in your life assurance. Its is a joint one and only has about 10 years left to run. We are in our 40's Is it worth cashing in to help us get out of this mess? and Will there be any problems getting new Life Assurance after cashing in the old ones? Any help much…
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Have letter stating we are covered - now they tell us we're not !!!
I live "4 in a block" all flats are bought. Condition of buying flat was that we had to take "factor and factors insurance" Factors just bill you for management fee and buildings insurance. So, on the 5th Dec 13 we had one almighty storm, and my neighbour got some water into her kitchen (she stays upstairs). A few weeks…
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Insurance scam: what to do?
1. No fault accident; this fact has been accepted by the 3rd party. 2. Broker's agent has been dealing with the claim for over 4 months. 3. Now they have come back to me stating that the claim is cancelled and they will not be dealing with it. Declined to provide any reason whatsoever. 4. The next day the underwriter…
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Insurance Help
Hi guys, Just wondering if anyone can help me. I am looking for insurance to cover my mobile phone, and laptop, the cover for the laptop must include theft and accidental damage. Has anyone got any good ideas? Or is there contents insurance out there that will cover all of these things? Thanks in advance :) Becky
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Should a landlord have landlords insurance?
Hi, I will be renting out my flat via a letting agent and would like to know whether I should have landlords insurance or standard home insurance? Should I have separate home care cover? Any advice on this area would be great!
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Mortgage protection possible with 2nd income?
Hi, I'm in the process of buying a property, and all is going well. I had planned on getting mortgage payment protection, as I'm a single buyer and this seemed a sensible means of preventing disaster if I unexpectedly lost my job. I'd shortlisted some of the best (as recommended on MSE) and thought it would all be plain…
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Cancellation of car insurance policy - charged twice!!
I have just cancelled my car insurance policy with One Quote Direct as I bought a new car last week and the quote they gave for insuring this was in excess of £300 more than the cheapest quote. Whilst I anticipated a cancellation charge, I did not expect £50, but looking at the T&C's, this is what's stated. However, my…
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Life insurance can I change trustees?
Hi, I put my life insurance into trust and named two of my children as trustees, they are also beneficiaries with two other children. The oldest was to receive the largest share and use it to pay for the funeral etc. Problem is he has a mental illness and is no longer capable of fulfilling this duty. Can I take his name…
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American Express 'My Essentials' price hike.
Yesterday I received a letter from 'My Essentials', American Express's gadget insurance, informing me of a 30% rise in premiums. On top of that, they're removing cover for unauthorised mobile phone calls. So, I'm on the lookout for alternative cover. Anybody got any suggestions? :money: I already have basic contents…
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Quindell: avoid
My extremely painful experience so far correlates with the public opinion. Charged my credit card, cancelled my claim, wasted my time and repairs still not done. Rude staff, and "data protection" is the answer to most questions. http://www.192.com/business/review/481e58f683375c8e2945a074d9a7a723772dfca4/comp/ Beware, and…
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Conveyancy/home insurance question
Not sure if I have the right forum...but here goes... When purchasing a house is it your solicitors duty to highlight to you if the house you are buying is in a flood risk area? I know the searches are sent to you, but is it your job to decipher those and ask the right questions or should anything that is a risk to your…
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Van hire insurance
Hi there We hired a van and managed to knock out someone's tail light when reversing. We left our details/phone number on their windscreen. We contacted the van hire company to tell them and explained that their van was undamaged. As expected, they instantly took the excess from our credit card (luckily we'd paid extra to…
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Written off car settlement - some questions...
Hi We had a no fault accident a couple of weeks ago resulting in the total loss of both cars. We haven't had the engineers report back from the accident management company yet so the insurance company apparently can't tell us what category of write off it is. The car has outstanding finance of around £6300 and the…
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Alternating named drivers on car insurance policy.
I have recently sold my car, so I am a named driver on my husbands car insurance policy. As cars cannot be jointly owned the vehicle is my husbands name. Can we legally alternate the insurance between us,to ensure continuity of my no claims bonus (NCB) if we should wish to take advantage of better rates from a different…
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How to declare dinner lady occupation
My wife has taken up a 3 hours a week job at the local school as a dinner lady, ahem "Lunchtime supervisor". Its car insurance renewal time, given that she'll sometimes use the car to get to school if she's going on somewhere afterwards I want to ensure she's covered. Any thoughts on how I should enter that occupation?…
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Home insurance policy cancelled does it affect Motor insurance?
Good afternoon, tried searching and got mixed responses. Last year my house insurance was renewed by Sureterm Direct for a second year. 3 months into the policy I received a letter stating they hadn't received my returned policy documents with a signature. I explained that I hadn't received them. They placed a 10 day…
