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halifax TMPP

Hi,

I have 2 policies with the halifax that start with TMPP. I thought 1 was life and critical illness and 1 was unemployment cover. But upon looking at the documents im not sure if im duplicating the payment for unemploymemt!!!

The documents that I have with both policies are really confusing. On one page it says we havent taken unemployment cover on 1 of the policies and then on another page it says we have. Im so confused and concerned that im payi gfor something I already have. Is there a way I can find out.

Also what do you reckon on unemployment cover?? Is it needed or am I wasting my money?

Thanks

Comments

  • dunstonh
    dunstonh Posts: 121,937
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Forumite
    There is a generic document that explains the cover of all segments available (whether you have them or not) and then a policy schedule that tells you what you have.
    Also what do you reckon on unemployment cover?? Is it needed or am I wasting my money?

    Are you going to be made redundant?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • sun73
    sun73 Posts: 498
    Part of the Furniture 100 Posts
    Forumite
    We've also got the Halifax TMMP covering life, critical illness, and unemployment. We're so grateful we took it out 11 years ago, it kept a roof over our heads when my husband got made redundant, so please don't do something you might later regret, like cancelling it.
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