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Obtaining Car Insurance as a learner with CCJ
Hello, I'm a couple of weeks away from taking my driving test and bought a car yesterday. My plan was to get insurance as a learner with my my Mum as named driver to get extra practice and upgrade insurance to full license if/when I pass. I shopped around and decided to go with Tesco but they asked if I have a CCJ and I…
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Access to another vehicle question
Current situation: Vehicle 1 with 2 drivers: Main policyholder: Wife Named driver: Husband Vehicle 2 with 2 drivers: Main policyholder: Husband Named driver: Son At renewal of policy for Vehicle 2 there is a question that asks: Do you have access to another vehicle. Answering YES = price goes 3 times higher than answering…
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Advice needed
Hey i am new to all this but recently, i reversed into a car in a car park at night (i recently passed) i insured on it. Nothing happened to my car, but there was a slight dent on the other guys car( you can barley see it with eyes, you have to touch it to notice it). So i told him ill pay for repair and no need to go to…
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Motorbike insurance nightmare!!
Wondering if anyone can help. Bike tax expired at the end of last month but insurance finished on the 13th March. Contacted my insurance to ask if i could extend for 1 month to enable me to tax bike as i was putting it up for sale, they said they didn't insure monthly & i would have to take full years renewal of approx…
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Car Accident Help
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Which companies will add a young temporary driver?
I have come across a problem with this, this year so thought it might be useful to post here, and maybe see which companies are more helpful than others. Obviously area makes a big difference too ( we are in Merseyside so probably high risk!) Last year with Aviva I could add my 18/19 year old student daughter to my policy…
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country wide insurance
I've been with country wide for our buildings and contents for 5 years now and only ever renewed automatically but now we need to cancel they want to charge us £50! because they say we've got 2 months left on our contract! but i thought once you'd been with them one year that you were free to go whenever? Any advice…
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Backpacker Insurance - no return ticket (and claim made)
My son took out a backpacker policy and didnt notice in the T&Cs that he was required to have a return ticket. He went off to Asia and ended up having an accident which needing serious hospital treatment. The insurance company decided to take him to a centre of excellence in Bangkok where they decided to operate. He then…
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Car Insurance - Declaring motoring offences
Hi, I'm hoping someone can clarify the position for me... My insurance is due for renewal tomorrow and I have both myself and my partner (common law) insured on the vehicle. On 26th March my partner was given a notice by the police whilst in his own vehicle for stopping on zig zag lines. He got given a green slip saying…
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Car insurance provider will not provide proof of NCB
Hi there, My mum stopped driving since sept 2010 and she had NCB of 9 years and insurance was with swinton. Now swinton are saying they can't provide the proof because its been more than 2 years. I have heard that some insurance providers accept NCB since a 3 year break but swinton are saying they can't provide proof and…
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Car Insurance Confusion!
Hi Guys, I'm after a bit of advice.... My car insurance is up for renewal. I am using comparison sites to find the best deal but I'm unsure whether or not to disclose a bump I had in a supermarket car park a year & a half ago. There was very little damage, a small dent in the side of another car and in retrospect I…
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£450 to change address on car insurance
Hi guys, I recently moved to a new flat with my partner, which is just a couple of miles down the road in the same town. Having taken out an annual policy with LV in December, I phoned them up yesterday to change my address, for which they charged me £450 for the privilege! I was pretty shocked. My partner did the same…
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holiday insurance recepits
Just got back from Spain, where for the first time ever we were pickpocketed. ! Took my wallet and compact camera. Caught site of him but he got wasy. Unfortunately lots of euro´s ! Obviously reported to ploice etc etc, and will only get 200 back, but still is something. Camera is covered, but bought as present year ago,…
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Orient Express Day trip insurance
Hi We are taking one of the Orient Express day trips later in the year & we are struggling to find some cancellation insurance. My husband has a medical condtion which doesn't affect him day to day but had a habit of cropping up when you least need it so cancellation insurance is vital considering the cost of the day. VSOE…
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Insure-and-Go/Citymain
Just trying to make a claim for my Galaxy Note II. The claim is covered under their additional accidental damage cover so that's OK now, this is the issue ... The phone was bought on eBay last year (2012). It was a reputable seller so that's good. I took out the policy not so long after purchase in 2012 (still current)…
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AA Car Insurance
Yet another unsolicited missive from the AA. "Don't miss out on our great cover - and a very special offer" Only £825.00 for car insurance for the year. Quotes from other insurers so far are all sub £200. What planet is the AA on.
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Employment insurance category?
Hi there. It's renewal time and I'm looking for the best kind of insurance for our 5 employees / best value out there. The problem I have is we're internet retail office with warehouse storage so it's quite hard to determine what we are on a lot of quote generators (Insurance was inclusive in our last place). All help…
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Insurance policy voided by insurer
Hi, me and my husband took out a policy in my name 3 weeks ago. We sent all the paperwork and everything was fine until the claim. But first things first. I've held European driving licence since 2004. My husband full UK since 2011. I changed my EU licence last year for a full Uk one last year. On the licence there are 2…
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Car insurance and driving ban
My husband was a second driver on my car insurance. He has been recently banned for speeding for 28 days (he has a clean driving license otherwise). When I phoned my car insurance company to inform them, they told me that he is inelligble for the insurance due to the ban therefore I asked them to remove him from my policy.…
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Alternative Accomodation
Hi guys, My house has just been hit by a pipe burst with hot water and steam engulfing my property destroying parts of the ceiling and walls. I have contents and buildings insurance with two different companies. An initial assessor and a plumber have deemed my property uninhabitable. The problem is that both my contents…
